1324 Willard St, Houston, TX 77006 Property Records

Harris County property record for 1324 Willard St, Houston, TX 77006

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,740 sqft · built 2001
Lot Size	0.047 acres (2,030 sqft)
Owner	2 Company Names on Record
Last Sale	$497,952 (Mar 2024)
Tax Bill	$9,946 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`035-003-000-0031`

Property Details

APN / Parcel Number

Primary APN	`035-003-000-0031`
Alternative APN	`0350030000004`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,740 sqft Living Area
1st Floor Area	324 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Townhouse
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Lot Area	2,030 sqft (0.047 acres)
View / Lot	Highway
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0350030000031
Street Address	1324 WILLARD ST
City	HOUSTON
State	TX
Zip	77006-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 4A BLK 4 (UNIT 17) STRATFORD
Legal Subdivision	STRATFORD
Legal Tract	4A
Legal Block	4
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1003
Census Tract	410501

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	400 MONTANA ST, 2, SAN ANTONIO, TX 78203-1020
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage · Conventional Mortgage BROADWAY NATIONAL BANK
Oct 7, 2021	Deed of Trust, Mortgage · Line of Credit FLATIRONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2024 · Amount on Record
Deed Sale	Mar 6, 2024 · Amount on Record
Prior Sale	Apr 21, 2014 · Amount on Record
Deed Document Number	202478685
Prior Transfer Date	Apr 17, 2014
Prior Transfer Doc	20140162027
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	1324 WILLARD ST, HOUSTON, TX 77006-1112
Transaction Type	Mortgage
Record Updated	Mar 14, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 MONTANA ST 2, 2, SAN ANTONIO, TX 78203-1020

Mortgage

Document Number	0000078686
Date	Mar 6, 2024
Instrument	2024-78686

Lender

Name	BROADWAY NATIONAL BANK
Type	Bank
Address	SAN ANTONIO, TX 78209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.12%
Type Change Date	Apr 1, 2034
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.12%
Index	1-Year T-Bill
Max Rate	12.1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	1324 WILLARD ST, HOUSTON, TX 77006-1112
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	TRADITIONAL TITLE COMPANY, TRADITION TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 WILLARD ST, HOUSTON, TX 77006-1112

Mortgage

Document Number	2021578707
Date	Oct 7, 2021
Instrument	2021-578707

Lender

Name	FLATIRONS BANK
Type	Bank
Address	BOULDER, CO 80302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 1, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,658 (-6.06%) Land $192,850 Building $246,808	$439,658 (-6.06%) Land $192,850 Building $246,808
2025	$9,946.00 (+35.04%)	$468,000 (-6.76%) Land $192,850 Building $275,150	$468,000 (-6.76%) Land $192,850 Building $275,150
2024	$7,365.00 (+7.11%)
2023		$501,928 Land $182,700 Building $319,228	$501,928 Land $182,700 Building $319,228
2022	$6,876.00 (-12.91%)
2020	$7,895.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	3 (2008–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 939 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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