1324 Westminster Dr, Cincinnati, OH 45229 Property Records

Hamilton County property record for 1324 Westminster Dr, Cincinnati, OH 45229

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,499 sqft · built 1930
Lot Size	0.178 acres (7,797 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Jul 2019)
Tax Bill	$7,917 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`116-0002-0144-00`

Property Details

APN / Parcel Number

Primary APN	`116-0002-0144-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,499 sqft Living Area
1st Floor Area	1,406 sqft
2nd Floor Area	1,093 sqft
Upper Floors Area	1,093 sqft
Basement Area	1,406 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	7,797 sqft (0.178 acres)
Lot Dimensions	154 ft deep x 89 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1324 WESTMINSTER DR
City	CINCINNATI
State	OH
Zip	45229-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1324 WESTMINSTER DR 88.17 X 154.86 IRR PT LOTS 1-3 M WILLIAMS VSLONG
Legal Subdivision	WILLIAMS & LONG
Legal Lot Number	1-3 2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1003
Census Tract	6502

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1324 WESTMINSTER DR, CINCINNATI, OH 45229-1216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE CREDIT RESOURCE LLC
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK
Jul 16, 2019	Warranty Deed, Transfer · Line of Credit AMERICAN MORTGAGE SERVICE CO
Apr 27, 2018	Grant Deed, Transfer INTITLE AGENCY INC
Mar 7, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2019 · Amount on Record
Deed Sale	Jul 16, 2019 · Amount on Record
Prior Sale	Apr 27, 2018 · Amount on Record
Deed Document Number	0000057348
Deed Book / Page	13959 / 02370
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1324 WESTMINSTER DR, CINCINNATI, OH 45229-1216
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	ATLAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008068
Date	Jan 24, 2022
Book Page	14589/383
Instrument	2022-0008068

Lender

Name	THE CREDIT RESOURCE LLC
Type	Non-Lending Institution
Address	FLORENCE, KY 41042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1324 WESTMINSTER DR, CINCINNATI, OH 45229-1216
Document Number	0000075568
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1324 WESTMINSTER DR CINCINNATI OH 452291216, CINCINNATI, OH 45229-1216

Mortgage

Document Number	0000075568
Date	Aug 3, 2020
Book Page	014223/000040
Instrument	75568

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 16, 2019
Property Address	1324 WESTMINSTER DR, CINCINNATI, OH 45229-1216
Document Number	0000057348
Book / Page	13959 / 02370
Instrument Date	Jul 11, 2019
Instrument	2019-0057348
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	PRODIGY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000057349
Date	Jul 16, 2019
Instrument	2019-0057349

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 27, 2018
Property Address	1324 WESTMINSTER DR, CINCINNATI, OH 45229-1216
Document Number	0000035518
Book / Page	013656 / 001655
Instrument Date	Apr 3, 2018
Instrument	35518
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	INTITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$365.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	944 MARION AVE CINCINNATI OH 452291925, CINCINNATI, OH 45229-1925

March 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 7, 2018
Property Address	1324 WESTMINSTER DR, CINCINNATI, OH 45229-1216
Document Number	0000019134
Book / Page	013619 / 001954
Instrument Date	Feb 16, 2018
Instrument	19134
Transaction Type	Foreclosure
Record Updated	May 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$330.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 PENN ST READING PA 196013544, READING, PA 19601-3544

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,917.00 (+3.13%)	$128,422 (-) Land $14,574 Building $113,848
2024	$7,677.00 (-2.2%)	$128,422 (-) Land $14,574 Building $113,848
2023	$7,850.00 (+6.15%)	$128,422 (+18.36%) Land $14,574 Building $113,848	$366,920 (+18.36%) Land $41,640 Building $325,280
2022	$7,395.00 Homeowner's exemption	$108,501 Land $10,826 Building $97,675
2020			$310,000 Land $30,930 Building $279,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile.

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