Burke County property record for 1324 Watermill Rd, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,134 sqft · built 1930 |
| Lot Size | 4.42 acres (192,971 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Nov 2017) |
| Tax Bill | $1,250 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1784060693 |
| Primary APN | 1784060693 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,134 sqft Living Area |
| 1st Floor Area | 1,134 sqft |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 192,971 sqft (4.42 acres) |
| Terrain | Above Road/Slope |
| Porch | Open Porch |
|---|---|
| Porch Area | 176 sqft |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 1784060693 |
|---|---|
| Street Address | 1324 WATERMILL RD |
| City | MORGANTON |
| State | NC |
| Zip | 28655-8234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL TWO DIST |
| Legal Description | 1324 WATERMILL RD MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | QUAKER MEADOWS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 20204 |
Source: Burke County records, as of September 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 63, VALDESE, NC 28690-0063 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK AND TRUST CO |
| Mar 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEUSE INCORPORATED |
| Nov 30, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2017 · Amount on Record |
| Deed Sale | Nov 30, 2017 · Amount on Record |
| Deed Document Number | 0002322983 |
| Deed Book / Page | 2322 / 983 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 1324 WATERMILL RD, MORGANTON, NC 28655-8234 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0023480125 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 2348/0125 |
| Instrument | 2017016119 |
| Name | FIRST CITIZENS BANK AND TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27603 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 1324 WATERMILL RD, MORGANTON, NC 28655-8234 |
| Document Number | 0024580372 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | STEWART TITLE GURANTY |
| Name | Verified Name |
|---|---|
| Address | 1324 WATERMILL RD MORGANTON NC 286558234, MORGANTON, NC 28655-8234 |
| Document Number | 0024580372 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 002458/000372 |
| Instrument | 39037 |
| Name | NEUSE INCORPORATED |
|---|---|
| Address | 100 E TRYON RD, RALEIGH, NC 27603-3581 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Nov 30, 2017 |
| Property Address | 1324 WATERMILL RD, MORGANTON, NC 28655-8234 |
| Document Number | 0023220983 |
| Book / Page | 002322 / 000983 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 10709 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $330.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1324 WATERMILL RD MORGANTON NC 286558234, MORGANTON, NC 28655-8234 |
Source: Burke County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,250.00 (-0.4%) | $182,465 (-) Land $46,367 Building $136,098 | $182,465 (-) Land $46,367 Building $136,098 |
| 2023 | $1,255.00 | $182,465 Land $46,367 Building $136,098 | $182,465 Land $46,367 Building $136,098 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2018–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures