1324 W Jefferson Ave, Naperville, IL 60540 Property Records

DuPage County property record for 1324 W Jefferson Ave, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,514 sqft · built 1970
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$375,000 (Jun 2019)
Tax Bill$9,336 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-14-413-002

Property Details

APN / Parcel Number

Primary APN07-14-413-002

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories4 Stories
Building Area2,514 sqft Living Area
1st Floor Area1,426 sqft
2nd Floor Area338 sqft
Basement Area750 sqft
Finished Basement750 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleSplit Level
Exterior MaterialBrick
Construction TypeBrick
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions13 ft deep x 7.7 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address1324 W JEFFERSON AVE
CityNAPERVILLE
StateIL
Zip60540-5006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionWILL-O-WAY PARK UNIT #3
Legal SubdivisionWILL-O-WAY PARK
Legal Lot Number184
Legal Unit3
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group1
Census Block1001
Census Tract846519

Owner

1324 W Jefferson Ave is owned and occupied by an individual who bought it in June 2019.

Source: DuPage County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address1324 W JEFFERSON AVE, NAPERVILLE, IL 60540-5006
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2024Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Oct 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Jun 25, 2019Warranty Deed, Transfer · Conventional with PMI
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 25, 2019 · Amount on File
Deed SaleJun 25, 2019 · Amount on File
Prior SaleMay 12, 2004 · Amount on File
Deed Document Number201950759
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1324 W JEFFERSON AVE, NAPERVILLE, IL 60540-5006
Transaction TypeMortgage
Record UpdatedMay 8, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021227
DateApr 22, 2024
InstrumentR2024-021227
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 12, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1324 W JEFFERSON AVE, NAPERVILLE, IL 60540-5006
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000119023
DateOct 15, 2020
InstrumentR2020-119023
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJun 25, 2019
Property Address1324 W JEFFERSON AVE, NAPERVILLE, IL 60540-5006
Document Number0000050759
Instrument DateJun 14, 2019
Instrument50759
Transaction TypeTransfer
Record UpdatedJul 12, 2019
Title CompanyHOME CLOSING SERVICES INC, HOME CLOSING SVCS INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$562.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1324 W JEFFERSON AVE NAPERVILLE IL 605405006, NAPERVILLE, IL 60540-5006

Mortgage

Document Number50760
DateJun 25, 2019
Instrument50760
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 24, 2049
Interest
Rate3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1324 W Jefferson Ave was $9,336 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,336.00$168,127 Land $59,073 Building $109,054$504,381 Land $177,219 Building $327,162
2022$7,905.00 Homeowner's exemption$128,350 Land $44,750 Building $83,600$385,050 Land $134,250 Building $250,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1324 W Jefferson Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1982–2008)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1324 W Jefferson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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