1324 Utopia Ct, Van Meter, IA 50261 Property Records

Madison County property record for 1324 Utopia Ct, Van Meter, IA 50261

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,036 sqft · built 2016
Lot Size	4.99 acres (217,364 sqft)
Owner	Company Name on File
Last Sale	$610,500 (Jun 2023)
Tax Bill	$8,456 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jul 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`031012140230000`

Property Details

APN / Parcel Number

Primary APN	`031012140230000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,036 sqft Living Area
1st Floor Area	1,892 sqft
Basement Area	1,892 sqft
Finished Basement	1,425 sqft
Unfinished Basement	467 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,364 sqft (4.99 acres)
Garage Type	Attached
Garage Area	691 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	141 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1324 UTOPIA CT
City	VAN METER
State	IA
Zip	50261-8603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 23 4.99A PLAT 2 WOODLAND VALLEY ESTATES S1/2 NW
Legal Range	26W
Legal Township	77N
Legal Section	21
Legal Subdivision	WOODLAND VALLEY EST2
Legal Lot Number	23
Jurisdiction	MADISON IA
Township / Civil Division	LEE
Census Block Group	2
Census Block	2161
Census Tract	60101

Owner

1324 Utopia Ct is owned by a company that bought it in June 2023.

Source: Madison County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	1324 UTOPIA CT, VAN METER, IA 50261-8603
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Warranty Deed, Transfer · Commercial Mortgage LIMA ONE CAPITAL LLC
Jul 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage LUANA SAVINGS BANK
Oct 3, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LUANA SAVINGS BANK
Oct 3, 2019	Deed of Trust, Mortgage · Balloon Mortgage LUANA SAVINGS BANK
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAUNA SAVINGS BANK
Feb 6, 2017	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2023 · Amount on File
Deed Sale	Jun 5, 2023 · Amount on File
Prior Sale	Feb 6, 2017 · Amount on File
Deed Document Number	20231255
Deed Book / Page	2023 / 1255
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Jun 5, 2023
Property Address	1324 UTOPIA CT, VAN METER, IA 50261-8603
Document Number	02023/1255
Book / Page	2023 / 1255
Instrument Date	May 16, 2023
Instrument	2023 1255
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 UTOPIA CT, VAN METER, IA 50261-8603

Mortgage

Document Number	02023/1256
Date	Jun 5, 2023
Book Page	2023/1256
Instrument	2023 1256

Lender

Name	LIMA ONE CAPITAL LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	1324 UTOPIA CT, VAN METER, IA 50261-8603
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/2107
Date	Jul 7, 2017
Book Page	2017/2107
Instrument	2017 2107

Lender

Name	LUANA SAVINGS BANK
Type	Bank
Address	CLIVE, IA 50325

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	1324 UTOPIA CT, VAN METER, IA 50261-8603
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/3184
Date	Oct 3, 2019
Book Page	2019/3184
Instrument	3184

Lender

Name	LUANA SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	1324 UTOPIA CT, VAN METER, IA 50261-8603
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/3185
Date	Oct 3, 2019
Book Page	2019/3185
Instrument	3185

Lender

Name	LUANA SAVINGS BANK

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	1324 UTOPIA CT, VAN METER, IA 50261-8603
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/1245
Date	Mar 26, 2021
Book Page	2021/1245
Instrument	2021 1245

Lender

Name	LAUNA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

February 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Feb 6, 2017
Property Address	1324 UTOPIA CT, VAN METER, IA 50261-8603
Document Number	02017/0429
Book / Page	2017 / 0429
Instrument Date	Jan 31, 2017
Instrument	2017-0429
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1324 UTOPIA CT, VAN METER, IA 50261-8603

Tax Assessment & Valuation

The 2025 property tax bill for 1324 Utopia Ct was $8,456.

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,456.00	$718,000 Land $149,900 Building $568,100	$718,000 Land $149,900 Building $568,100
2024	$8,456.00
2023		$605,900 (+16.95%) Land $90,900 Building $515,000	$605,900 Land $90,900 Building $515,000
2022	$8,526.00 (+2.53%) Homeowner's exemption	$518,100 Land $90,900 Building $427,200
2021	$8,316.00		$518,100 Land $90,900 Building $427,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1324 Utopia Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1324 Utopia Ct is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 80% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OmniTel-Interstate Cablevision Fiber	8,000 / 8,000

Cell Coverage

5G and 4G LTE (outdoors only)

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