Charleston County property record for 1324 Upper Union Rd, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,099 sqft · built 2021 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $825,764 (Sep 2021) |
| Tax Bill | $4,721 (2025) |
| Deeds & Mortgages | Nov 2022 Second Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 560-06-00-338 |
| Primary APN | 560-06-00-338 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,099 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Attached |
| Street Address | 1324 UPPER UNION RD |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-5093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POLTWP MAPPLATB L19 MAPPLATP 0298-0300 SUBDIVISIONNAME HAMLET TRACT BLOCK LOT 37 GOVLOT TRACT |
| Legal Subdivision | HAMLET |
| Legal Tract | BLOCK |
| Legal Lot Number | 37 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 4619 |
1324 Upper Union Rd is owned and occupied by two individuals who bought it in September 2021.
Source: Charleston County records, as of November 18, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1324 UPPER UNION RD, MOUNT PLEASANT, SC 29464-5093 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Sep 16, 2021 | Deed, Subdivision Related Transfer · Conventional Mortgage REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2021 · Amount on File |
| Deed Sale | Sep 16, 2021 · Amount on File |
| Prior Sale | Dec 30, 2019 · Amount on File |
| Deed Book / Page | 1033 / 415 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1324 UPPER UNION RD, MOUNT PLEASANT, SC 29464-5093 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0011490358 |
|---|---|
| Date | Nov 18, 2022 |
| Book Page | 1149/358 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2042 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Sep 16, 2021 |
| Property Address | 1324 UPPER UNION RD, MOUNT PLEASANT, SC 29464-5093 |
| Document Number | 0010330415 |
| Book / Page | 1033 / 415 |
| Map Reference | MB L19 PG 0298-0300 |
| Instrument Date | Aug 26, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 26, 2024 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1324 UPPER UNION RD, MOUNT PLEASANT, SC 29464-5093 |
| Document Number | 0001033416 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 1033/416 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 1324 Upper Union Rd was $4,721, up 12.7% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,721.00 (+12.7%) | ||
| 2024 | $4,189.00 | $34,840 | |
| 2022 | $2,948.00 | $33,030 | $825,700 Land $295,000 Building $530,700 |
| 2020 | $825,700 Land $295,000 Building $530,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1324 Upper Union Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 134 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 134 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Oct 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1324 Upper Union Rd is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 40% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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