1324 Unison Dr, Midlothian, VA 23113 Property Records

Chesterfield County property record for 1324 Unison Dr, Midlothian, VA 23113 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,684 sqft · built 1980
Lot Size	0.847 acres (36,895 sqft)
Owner	Individual Name on File
Last Sale	$103,000 (Apr 1998)
Tax Bill	$3,488 (2026)
Deeds & Mortgages	Sep 2025 Mortgage
Flood Zone	Zone AE (high risk)
APN	`01606030100A005`

Property Details

APN / Parcel Number

Primary APN	`01606030100A005`
Alternative APNs	`733-71-09-20-800-000` `249871002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,684 sqft Finished Area
Utility Area	64 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	36,895 sqft (0.847 acres)

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	192 sqft
Patio Area	740 sqft
Balcony Area	116 sqft
Shed	1 Shed
Shed Area	64 sqft
Storage Building	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	249871002
Street Address	1324 UNISON DR
City	MIDLOTHIAN
State	VA
Zip	23113-2827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD BUCKINGHM FOR L5BK A SEC 1
Legal Subdivision	OLD BUCKINGHAM FOREST
Legal Block	A
Legal Lot Number	5
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	2
Census Block	2007
Census Tract	100915

Owner

Source: Chesterfield County records · APN 01606030100A005

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1324 UNISON DR, MIDLOTHIAN, VA 23113-2827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 27, 1998 · Amount on Record
Deed Sale	Apr 27, 1998 · Amount on Record
Deed Book / Page	3261 / 968
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	1324 UNISON DR, MIDLOTHIAN, VA 23113-2827
Transaction Type	Mortgage
Record Updated	Oct 03, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 UNISON DR, MIDLOTHIAN, VA 23113-2827

Mortgage

Document Number	015001-472
Date	Sep 11, 2025
Book Page	15001/472
Instrument	250031098

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jan 01, 2031
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	5.87%
Max Rate	5.87%

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,488.00 (+21.45%)	$389,100 (+8.38%) Land $95,000 Building $294,100	$389,100 (+8.38%) Land $95,000 Building $294,100
2025		$359,000 (+14.73%) Land $70,000 Building $289,000	$359,000 (+14.73%) Land $70,000 Building $289,000
2023	$2,872.00	$312,900 Land $65,000 Building $247,900	$312,900 Land $65,000 Building $247,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chesterfield County (51041C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510411009152, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Nearby Flood Policies	35 units insured (30 under condo master policies) 1 of 5 individual policies on primary residences
Nearby Flood Claims	2 (2016–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2023, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.