1324 Trapp Ln, Winnetka, IL 60093 Property Records

Cook County property record for 1324 Trapp Ln, Winnetka, IL 60093

Property Summary

Property Type	Single Family Home
Details	6 bd · 7 ba · 6,662 sqft · built 2001
Lot Size	0.629 acres (27,376 sqft)
Owner	Individual Name on File
Last Sale	$2,710,000 (Jun 2021)
Tax Bill	$62,058 (2023)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-18-402-048`

Property Details

APN / Parcel Number

Primary APN	`05-18-402-048`
Alternative APN	`05-18-402-048-0000`

Interior

Bedrooms	6 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Total Rooms	17 Rooms
Stories	2 Stories
Building Area	6,662 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tile
Lot Area	27,376 sqft (0.629 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1324 TRAPP LN
City	WINNETKA
State	IL
Zip	60093-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(HIGGINS) (ESTATE) SUB OF NE SE SEC 18-42-13
Legal Range	13E
Legal Township	42N
Legal Section	18
Legal Subdivision	HIGGINS ESTATE
Legal Lot Number	6,7
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	3
Census Block	3010
Census Tract	800300

Owner

1324 Trapp Ln is owned and occupied by an individual who bought it in June 2021.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1324 TRAPP LN, WINNETKA, IL 60093-1633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Warranty Deed, Transfer · Conventional Mortgage BAXTER CU
Mar 16, 2017	Warranty Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2021 · Amount on File
Deed Sale	Jun 16, 2021 · Amount on File
Prior Sale	Mar 16, 2017 · Amount on File
Deed Document Number	20218102
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 16, 2021
Property Address	1324 TRAPP LN, WINNETKA, IL 60093-1633
Document Number	0016708102
Map Reference	DOC 16404
Instrument Date	May 11, 2021
Instrument	2116708102
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1324 TRAPP LN, WINNETKA, IL 60093-1633

Mortgage

Document Number	0016708104
Date	Jun 16, 2021
Instrument	2116708104

Lender

Name	BAXTER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	4.12%
Index	1-Year LIBOR
Max Rate	7.12%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 16, 2017
Property Address	1324 TRAPP LN, WINNETKA, IL 60093-1633
Document Number	1707510020
Instrument Date	Mar 2, 2017
Instrument	7510020
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	200 OAKMONT LN WAXHAW NC 281730206, WAXHAW, NC 28173-0206

Mortgage

Document Number	1707510021
Date	Mar 16, 2017
Instrument	7510021

Lender

Name	WELLS FARGO BK
Type	Bank
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2047

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Winnetka Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Winnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$339,000 Land $49,277 Building $289,723	$3,390,000 Land $492,770 Building $2,897,230
2023	$62,058.00 (+6.26%)
2022	$58,400.00 Homeowner's exemption	$271,000 Land $47,908 Building $223,092	$2,710,000 Land $479,080 Building $2,230,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1324 Trapp Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	31 (1987–2021)
Claims Outside the SFHA	10 of 31
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 4 claims Severe Storms & Flooding, Aug 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1324 Trapp Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNETKA serves 12,475 people · EPA ID IL0313330
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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