1324 Sunray Dr, Murfreesboro, TN 37127 Property Records

Rutherford County property record for 1324 Sunray Dr, Murfreesboro, TN 37127

Property Summary

Property Type	Single Family Home
Details	2,726 sqft · built 2007
Lot Size	0.141 acres (6,145 sqft)
Owner	Individual Name on File
Last Sale	$267,000 (Dec 2018)
Tax Bill	$2,774 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`126O-B-028.00-000`

Property Details

APN / Parcel Number

Primary APN	`126O-B-028.00-000`
Alternative APNs	`126O B 02800` `R0092152`

Interior

Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,726 sqft Living Area
1st Floor Area	3,923 sqft
Upper Floors Area	1,529 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	6,145 sqft (0.141 acres)
Lot Dimensions	124 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	2,091 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	126 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0092152
Street Address	1324 SUNRAY DR
City	MURFREESBORO
State	TN
Zip	37127-7770
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 EVERBRITE POINTE SEC 1 PB29-247 SPLIT OFF 126-50.07 FOR 07 50 X 124.16 IRR
Legal Subdivision	EVERBRITE POINTE SEC 1
Legal Lot Number	28
Jurisdiction	RUTHERFORD TN
Township / Civil Division	21
Census Block Group	2
Census Block	2002
Census Tract	41201

Owner

1324 Sunray Dr is owned and occupied by an individual who bought it in December 2018.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	1324 SUNRAY DR, MURFREESBORO, TN 37127-7770
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Jan 15, 2021	Deed of Trust, Mortgage · FHA Mortgage FIRST HORIZON BANK
Dec 3, 2018	Warranty Deed, Transfer HOUSING & CMNTY DEV DEPT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2018 · Amount on File
Deed Sale	Dec 3, 2018 · Amount on File
Prior Sale	Aug 31, 2007 · Amount on File
Deed Document Number	2018720
Deed Book / Page	1731 / 3093
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	1324 SUNRAY DR, MURFREESBORO, TN 37127-7770
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 SUNRAY DR, MURFREESBORO, TN 37127-7770

Mortgage

Document Number	0023822565
Date	Oct 4, 2023
Book Page	2382/2565
Instrument	2516516

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	1324 SUNRAY DR, MURFREESBORO, TN 37127-7770
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20233612
Date	Jan 15, 2021
Book Page	2023/3612
Instrument	2333389

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Dec 3, 2018
Property Address	1324 SUNRAY DR, MURFREESBORO, TN 37127-7770
Document Number	RB17313093
Book / Page	001731 / 003093
Instrument Date	Nov 9, 2018
Instrument	2180720
Transaction Type	Transfer
Record Updated	Dec 19, 2018
Title Company	EAST MAIN TITLE LLC

Transaction

Amount	Amount on Record
Tax	$987.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 SUNRAY DR MURFREESBORO TN 371277770, MURFREESBORO, TN 37127-7770

Mortgage

Document Number	RB17313108
Date	Dec 3, 2018
Book Page	001731/003108
Instrument	2180722

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	502 DEADERICK ST # 3RD, NASHVILLE, TN 37243-0200

Agreement

Amount	Amount on Record

Mortgage

Document Number	RB17313095,
Date	Dec 3, 2018
Book Page	001731/003095
Instrument	2180721

Lender

Name	IBERIABANK MTG
Type	Mortgage Company
Address	LAFAYETTE, LA 70501

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1324 Sunray Dr was $2,774.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,725 (+18%) Land $27,500 Building $88,225	$462,900 Land $110,000 Building $352,900
2025	$2,774.00	$98,075 Land $13,750 Building $84,325
2023	$2,774.00	$98,075 Land $13,750 Building $84,325	$392,300 (-) Land $55,000 Building $337,300
2022			$392,300 Land $55,000 Building $337,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1324 Sunray Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1324 Sunray Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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