1324 Sundown Ct, Gilbert, SC 29054 Property Records

Lexington County property record for 1324 Sundown Ct, Gilbert, SC 29054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,767 sqft · built 2003
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Feb 2021)
Tax Bill	$13,374 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`002318-02-025`

Property Details

APN / Parcel Number

Primary APN	`002318-02-025`
Alternative APN	`0231802025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,767 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Construction Type	Wood
Lot Area	14,810 sqft (0.34 acres)
View / Lot	Waterfront / Beach

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1324 SUNDOWN CT
City	GILBERT
State	SC
Zip	29054-9709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	LT 37
Legal Lot Number	37
Jurisdiction	LEXINGTON SC
Township / Civil Division	GILBERT
Census Block Group	2
Census Block	2002
Census Tract	21303

Owner

Source: Lexington County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 TALLAWOOD LN, ELGIN, SC 29045-8773
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Nov 29, 2022	Intrafamily Transfer, Transfer
Mar 1, 2023	Correction Deed
Feb 8, 2021	Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Sep 27, 2019	Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2021 · Amount on Record
Deed Sale	Feb 8, 2021 · Amount on Record
Prior Sale	Sep 27, 2019 · Amount on Record
Deed Document Number	20216432
Deed Book / Page	20920 / 5582
Last Transfer Date	Nov 4, 2024
Transfer Doc	2113204756
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	1324 SUNDOWN CT, GILBERT, SC 29054-9709
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 TALLAWOOD LN, ELGIN, SC 29045-8773

Mortgage

Document Number	2118705072
Date	Oct 27, 2025
Book Page	21187/5072
Instrument	2025041969

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 26, 2040

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEXINGTON SC
Recording Date	Nov 29, 2022
Property Address	1324 SUNDOWN CT, GILBERT, SC 29054-9709
Document Number	2103602092
Book / Page	21036 / 2092
Map Reference	MB 7220 PG 93
Instrument Date	Nov 16, 2022
Instrument	2022051498
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 TALLAWOOD LN, 11, ELGIN, SC 29045-8773

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	11 TALLAWOOD LN, ELGIN, SC 29045-8773

March 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	LEXINGTON SC
Recording Date	Mar 1, 2023
Property Address	1324 SUNDOWN CT, GILBERT, SC 29054-9709
Document Number	2104700059
Book / Page	21047 / 59
Map Reference	MB 7220 PG 93
Instrument Date	Nov 16, 2022
Instrument	2023006612
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 TALLAWOOD LN, ELGIN, SC 29045-8773

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	11 TALLAWOOD LN, ELGIN, SC 29045-8773

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON SC
Recording Date	Feb 8, 2021
Property Address	1324 SUNDOWN CT, GILBERT, SC 29054-9709
Document Number	2092005582
Book / Page	20920 / 5582
Map Reference	MB 7220 PG 93
Instrument Date	Feb 5, 2021
Instrument	2021006432
Transaction Type	Transfer
Record Updated	Apr 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,776.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11 TALLAWOOD LN, ELGIN, SC 29045-8773

Mortgage

Document Number	2021006433
Date	Feb 8, 2021
Instrument	2021006433

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON SC
Recording Date	Sep 27, 2019
Property Address	1324 SUNDOWN CT, GILBERT, SC 29054-9709
Document Number	2083701045
Book / Page	20837 / 1045
Map Reference	MB 7220 PG 93
Instrument Date	Sep 27, 2019
Instrument	2019044046
Transaction Type	Transfer
Record Updated	Feb 22, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,683.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1324 SUNDOWN CT, GILBERT, SC 29054-9709

Mortgage

Document Number	2019044047
Date	Sep 27, 2019
Instrument	2019044047

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,374.00 (-5.52%)	$28,800 (-) Land $12,000 Building $16,800
2024		$28,800 (-) Land $12,000 Building $16,800	$480,000 (-) Land $200,000 Building $280,000
2023	$14,156.00	$28,800 Land $12,000 Building $16,800	$480,000 Land $200,000 Building $280,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	7 (2015–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Severe Storms And Flooding, Oct 2015 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
Comporium Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sundown Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures