1324 State St, Santa Barbara, CA 93101 Property Records

Santa Barbara County property record for 1324 State St, Santa Barbara, CA 93101

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Lot Size	0.57 acres (24,829 sqft)
Owner	Company Name on Record
Tax Bill	$62,306 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`039-132-015`

Property Details

APN / Parcel Number

Primary APN	`039-132-015`
Alternative APN	`03913215`

Exterior

Lot Area	24,829 sqft (0.57 acres)

Location & Zoning

Street Address	1324 STATE ST
City	SANTA BARBARA
State	CA
Zip	93101-2614
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C2
Legal Description	SANTA BARBARA CITY OF
Legal Subdivision	SANTA BARBARA
Legal Block	90
Legal Lot Number	5-6,2
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	2
Census Block	2009
Census Tract	900

Owner

Source: Santa Barbara County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1160 SUMMIT RD, SANTA BARBARA, CA 93108-2452
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
Mar 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage BROWN FAMILY TRUST
Feb 3, 2022	Deed of Trust, Mortgage SESLOC FCU
Mar 22, 2019	Deed of Trust, Mortgage JPMORGAN CHASE BANK NA
May 30, 2019	Deed of Trust, Mortgage BROWN FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2002
Deed Sale	Jul 19, 2002
Prior Sale	Feb 9, 1999
Deed Document Number	200270139
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Recording Date	Jul 8, 2026
Property Address	1324 STATE ST, SANTA BARBARA, CA 93101-2614
Document Number	0000022914
Instrument Date	Jul 2, 2026
Instrument	202622914
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1160 SUMMIT RD, SANTA BARBARA, CA 93108-2452

Mortgage

Document Number	0000022914,
Date	Jul 8, 2026
Instrument	202622914

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.48%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1324 STATE ST, SANTA BARBARA, CA 93101-2620
Transaction Type	Mortgage
Record Updated	Apr 5, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 STATE ST, SANTA BARBARA, CA 93101-2620

Mortgage

Document Number	0000015007
Date	Mar 25, 2022
Instrument	2022-0015007

Lender

Name	BROWN FAMILY TRUST
Type	Private Party
Address	205 E CARRILLO ST STE 100, SANTA BARBARA, CA 93101

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1324 STATE ST, SANTA BARBARA, CA 93101-2620
Transaction Type	Mortgage
Record Updated	Feb 11, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1160 SUMMIT RD, SANTA BARBARA, CA 93108-2452

Mortgage

Document Number	0000006046
Date	Feb 3, 2022
Instrument	2022-0006046

Lender

Name	SESLOC FCU
Type	Credit Union
Address	SAN LUIS OBISPO, CA 93401

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1324 STATE ST, SANTA BARBARA, CA 93101-2620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011226
Date	Mar 22, 2019
Instrument	2019-0011226

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1324 STATE ST, SANTA BARBARA, CA 93101-2620
Document Number	0000022713
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 19, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1180 SUMMIT RD SANTA BARBARA CA 93108, SANTA BARBARA, CA 93108

Mortgage

Document Number	0000022713
Date	Jun 5, 2019
Instrument	22713

Lender

Name	BROWN FAMILY TRUST (PT)
Address	205 E CARRILLO ST # 100, SANTA BARBARA, CA 93101-7180

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$5,154,403 (+2%) Land $2,548,345 Building $2,606,058
2025	$62,306.00 (+20.88%)	$5,053,337 (+4.04%) Land $2,498,378 Building $2,554,959
2023	$51,545.00 (+1.75%)	$4,857,112 Land $2,401,364 Building $2,455,748
2022	$50,660.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1981–1983)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Frontier, GeoLinks, Verizon.

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