1324 Spruce St, Sturgis, SD 57785 Property Records

Meade County property record for 1324 Spruce St, Sturgis, SD 57785

Property Summary

Property TypeSingle Family Home
Details2 bd · built 1928
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Aug 2019)
Tax Bill$3,305 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Sep 2018 Sale
Flood ZoneZone AE (high risk)
APN01.53.07.17

Property Details

APN / Parcel Number

Primary APN01.53.07.17

Interior

Bedrooms2 Beds

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Lot Area6,970 sqft (0.16 acres)

Location & Zoning

Street Address1324 SPRUCE ST
CitySTURGIS
StateSD
Zip57785-1920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEED
Legal SubdivisionBOSWORTH
Legal Block7
Legal Lot Number17-18
JurisdictionMEADE SD
Township / Civil DivisionSTURGIS
Census Block Group2
Census Block2021
Census Tract20402

Owner

Source: Meade County assessment roll, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20239 AVALANCHE RD, WHITEWOOD, SD 57793-6414
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK
Sep 5, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 6, 2019 · Amount on Record
Deed SaleAug 6, 2019 · Amount on Record
Prior SaleSep 5, 2018 · Amount on Record
Deed Document Number20194676
Deed Book / Page916 / 88
Record UpdatedJun 8, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMEADE SD
Recording DateAug 6, 2019
Property Address1324 SPRUCE ST, STURGIS, SD 57785-1920
Document Number0000916/88
Book / Page916 / 88
Instrument DateAug 2, 2019
Instrument19004676
Transaction TypeTransfer
Record UpdatedMar 6, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3568 E RUSSELL RD, LAS VEGAS, NV 89120-2211

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20239 AVALANCHE RD, WHITEWOOD, SD 57793-6414

Mortgage

Document Number0000916/88
DateAug 6, 2019
Book Page916/88
Instrument19004677
Lender
NameFIRST NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueAug 1, 2044
Interest
Rate TypeAdjustable Rate

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMEADE SD
Recording DateSep 5, 2018
Property Address1324 SPRUCE ST, STURGIS, SD 57785-1920
Document Number00903/0414
Book / Page903 / 0414
Instrument DateSep 4, 2018
Instrument18005257
Transaction TypeTransfer
Record UpdatedMar 6, 2024

Transaction

AmountAmount Recorded
Tax$60.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMeade County
MunicipalitySturgis City
Unified School DistrictMeade School District 46-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,305.00 (+4.29%) Additional exemption filed$204,945 (+25.5%) Land $30,030 Building $174,915$204,945 Land $30,030 Building $174,915
2024$3,169.00 (+14.45%)
2023$163,298 Land $30,030 Building $133,268
2022$2,769.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 85% of South Dakota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTURGIS
serves 7,020 people · EPA ID SD4600321
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midcontinent Communications
Cable
2,000 / 1,000
Clarity Telecom
Cable · Fiber in parts of the area
1,000 / 30
BHT Investment Holdings
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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