St. Louis County property record for 1324 S White Iron Rd, Ely, MN 55731
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 4 bd · 2.75 ba · 1,692 sqft · built 2000 |
| Lot Size | 3.28 acres (142,877 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $420,000 (Oct 2014) |
| Tax Bill | $5,786 (2026) |
| Deeds & Mortgages | Nov 2025 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 465-0010-01818 |
| Primary APN | 465-0010-01818 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,692 sqft Gross Area |
| 1st Floor Area | 1,692 sqft |
| Basement Area | 1,269 sqft |
| Finished Basement | 1,269 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 142,877 sqft (3.28 acres) |
| Garage Area | 1,120 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 48 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1069756 |
|---|---|
| Street Address | 1324 S WHITE IRON RD |
| City | ELY |
| State | MN |
| Zip | 55731-8253 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | SMU |
| Legal Description | THAT PART OF GOV'T LOT 1 COMM AT NW CORNOF OUTLOT B PLAT OF BURLEY PARK THENCEN 22.2308 DEG E 215.36 FT TO PT OF BEGTHENCE |
| Legal Range | 12W |
| Legal Township | 62N |
| Legal Section | 14 |
| Legal Subdivision | MORSE TOWN OF |
| Legal Lot Number | B |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MORSE |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 15401 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1324 S WHITE IRON RD, ELY, MN 55731-8253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2014 · Amount on Record |
| Deed Sale | Oct 24, 2014 · Amount on Record |
| Deed Document Number | 20141248386 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1324 S WHITE IRON RD, ELY, MN 55731-8253 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001522359 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 1522359 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 25, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Morse Township |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,786.00 (+4.48%) Homeowner's exemption | ||
| 2025 | $5,538.00 (+9.53%) Homeowner's exemption | $623,200 (+6.44%) Land $223,000 Building $400,200 | $623,200 (+6.44%) Land $223,000 Building $400,200 |
| 2024 | $5,056.00 | $585,500 (+8.61%) Land $212,900 Building $372,600 | $585,500 (+8.61%) Land $212,900 Building $372,600 |
| 2022 | $539,100 Land $202,900 Building $336,200 | $539,100 Land $202,900 Building $336,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 85% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Treehouse Broadband Fixed Wireless | 150 / 150 |
| T-Mobile Fixed Wireless | 100 / 20 |
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