1324 S Spring St, Springfield, IL 62704 Property Records

Sangamon County property record for 1324 S Spring St, Springfield, IL 62704

Property Summary

Property Type	Single Family Home
Lot Size	0.104 acres (4,548 sqft)
Owner	Individual Name on File
Last Sale	$46,700 (Oct 2005)
Tax Bill	$1,537 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-04.0-204-011`

Property Details

APN / Parcel Number

Primary APN	`22-04.0-204-011`
Alternative APN	`22040204011 (CHECK DIGIT = 4)`

Exterior

Lot Area	4,548 sqft (0.104 acres)

Location & Zoning

Account Number	22040204011
Street Address	1324 S SPRING ST
City	SPRINGFIELD
State	IL
Zip	62704-3841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAYNES GRAND AVE SUB 3 S 38' L 4-5-6 B 6
Legal Subdivision	PAYNES GRAND AVE SUB
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	3
Census Block	3003
Census Tract	1900

Owner

Source: Sangamon County records · APN 22-04.0-204-011

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 20005, OWENSBORO, KY 42304-0005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 03, 2005 · Amount on Record
Deed Sale	Oct 03, 2005 · Amount on Record
Prior Sale	Sep 17, 2002 · Amount on Record
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1324 S SPRING ST, SPRINGFIELD, IL 62704-3841
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R24077
Date	Sep 01, 2021
Instrument	2021R24077

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 21, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,537.00 (+20.83%)	$24,994 (+23.74%) Land $4,734 Building $20,260	$74,982 (+23.74%) Land $14,202 Building $60,780
2022	$1,272.00 Homeowner's exemption	$20,199 Land $3,826 Building $16,373	$60,597 Land $11,478 Building $49,119

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
JAB Wireless Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Consolidated Communications, T-Mobile USA.

Based on FCC filings for 625 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPRINGFIELD serves 117,444 people
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.