1324 S Second St, Upland, IN 46989 Property Records

Grant County property record for 1324 S Second St, Upland, IN 46989

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,665 sqft · built 1955
Lot Size	0.459 acres (19,992 sqft)
Owner	2 Individual Names on Record
Last Sale	$328,510 (May 2026)
Tax Bill	$1,580 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`019-04007-80`

Property Details

APN / Parcel Number

Primary APN	`019-04007-80`
Alternative APNs	`27-09-10-204-006.000-013` `0910-204-006.000-19` `00001129357`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,665 sqft Living Area
1st Floor Area	1,665 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1985
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Other
Lot Area	19,992 sqft (0.459 acres)
Lot Dimensions	147 ft deep x 136 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001129357
Street Address	1324 S SECOND ST
City	UPLAND
State	IN
Zip	46989-9150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19-04-878 - 880 LOTS 221 - 233 UNIVERSITY ADD. MP 0910-204-006.000
Legal Subdivision	UNIVERSITY ADDITION
Legal Lot Number	221-233
Jurisdiction	GRANT IN
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2019
Census Tract	10700

Owner

Source: Grant County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1324 S SECOND ST, UPLAND, IN 46989-9150
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE AREA MORTGAGE
Jun 16, 2020	Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
Nov 13, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage GRANT COUNTY STATE BANK
Mar 21, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	Jun 16, 2020 · Amount on Record
Deed Document Number	20263496
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANT IN
Recording Date	May 19, 2026
Property Address	1324 S SECOND ST, UPLAND, IN 46989-9150
Document Number	0000003496
Instrument Date	May 12, 2026
Instrument	2026.3496
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NEAR NORTH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 S SECOND ST, UPLAND, IN 46989-9150

Mortgage

Document Number	0000003497,
Date	May 19, 2026
Instrument	2026..3497

Lender

Name	LAKE AREA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANT IN
Recording Date	Jun 16, 2020
Property Address	1324 S SECOND ST, UPLAND, IN 46989-9150
Document Number	2020004061
Instrument Date	Jun 15, 2020
Instrument	2020-004061
Transaction Type	Transfer
Record Updated	Jun 24, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 S SECOND ST, UPLAND, IN 46989-9150

Mortgage

Document Number	2020004062
Date	Jun 16, 2020
Instrument	2020-004062

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANT IN
Recording Date	Nov 13, 2019
Property Address	1324 S SECOND ST, UPLAND, IN 46989-9150
Document Number	2019008500
Instrument Date	Nov 12, 2019
Instrument	2019-008500
Transaction Type	Transfer
Record Updated	Jun 24, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019008501
Date	Nov 13, 2019
Instrument	2019-008501

Lender

Name	GRANT COUNTY STATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Dec 1, 2020

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANT IN
Recording Date	Mar 21, 2018
Property Address	1324 S SECOND ST, UPLAND, IN 46989-9150
Document Number	2018001933
Instrument Date	Mar 8, 2018
Instrument	2018-001933
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6778 E 600 S, GAS CITY, IN 46933-9566
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Grant County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Grant County
County Subdivision	Jefferson Township
Municipality	Upland Town
Unified School District	Eastbrook Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,580.00 (+8.89%) Homeowner's exemption	$194,300 (+13.96%) Land $35,500 Building $158,800	$194,300 (+13.96%) Land $35,500 Building $158,800
2024	$1,451.00 (-41.84%)
2023	$2,495.00 (+1.34%)	$170,500 (+12.1%) Land $35,500 Building $135,000	$170,500 (+12.1%) Land $35,500 Building $135,000
2022	$2,462.00	$152,100 Land $22,900 Building $129,200	$152,100 Land $22,900 Building $129,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPLAND WATER DEPARTMENT serves 3,308 people · EPA ID IN5227022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Eastern Indiana WiFi, Verizon.

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