1324 S Saguaro Dr, Apache Junction, AZ 85120 Property Records

Pinal County property record for 1324 S Saguaro Dr, Apache Junction, AZ 85120

Property Summary

Property Type	Single Family Home
Details	1,250 sqft · built 1981
Lot Size	0.173 acres (7,523 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (May 2023)
Tax Bill	$1,086 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`102-32-071`

Property Details

APN / Parcel Number

Primary APN	`102-32-071`
Alternative APNs	`102-32-0710` `1023207101`

Interior

Stories	1 Story
Building Area	1,250 sqft Living Area
1st Floor Area	1,250 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,523 sqft (0.173 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1324 S SAGUARO DR
City	APACHE JUNCTION
State	AZ
Zip	85120-6983
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	APACHE VILLA 4 LOT 71
Legal Range	08E
Legal Township	01N
Legal Section	30
Legal Subdivision	APACHE VILLA 4
Legal Lot Number	71
Jurisdiction	PINAL AZ
Township / Civil Division	NORTH PINAL
Census Block Group	1
Census Block	1040
Census Tract	313

Owner

1324 S Saguaro Dr is owned by two individuals who bought it in May 2023.

Source: Pinal County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1410 FREDERICK ST SE, OLYMPIA, WA 98501-2635
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage LORINA RUIZ PLLC
May 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage MICHAEL RUIZ
May 17, 2023	Warranty Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC
Apr 19, 2022	Warranty Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC
Apr 7, 2022	Warranty Deed, Transfer SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC
Jan 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Nov 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2023 · Amount on File
Deed Sale	May 17, 2023 · Amount on File
Prior Sale	Apr 19, 2022 · Amount on File
Deed Document Number	202336142
Prior Transfer Date	Nov 8, 2018
Prior Transfer Doc	0000085918
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	1324 S SAGUARO DR, APACHE JUNCTION, AZ 85120-6983
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 E SHERRI DR, GILBERT, AZ 85296-3404

Mortgage

Document Number	0000057221
Date	May 13, 2022
Instrument	2022-057221

Lender

Name	LORINA RUIZ PLLC
Type	Non-Lending Institution
Address	GILBERT, AZ 85295

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	1324 S SAGUARO DR, APACHE JUNCTION, AZ 85120-6983
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 E SHERRI DR, GILBERT, AZ 85296-3404

Mortgage

Document Number	0000057178
Date	May 13, 2022
Instrument	2022-057178

Lender

Name	MICHAEL RUIZ
Type	Private Party
Address	10213 E CAPRI AVE, APACHE JCT, AZ 85120

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	May 17, 2023
Property Address	1324 S SAGUARO DR, APACHE JUNCTION, AZ 85120-6983
Document Number	0000036142
Map Reference	MB 19 PG 61
Instrument Date	Mar 29, 2023
Instrument	2023-036142
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	EMPIRE W TITLE AGENCY, EMPIRE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	261 E SHERRI DR, GILBERT, AZ 85296-3404

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1410 FREDERICK ST SE, OLYMPIA, WA 98501-2635

Mortgage

Document Number	0000036143
Date	May 17, 2023
Instrument	2023-036143

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Apr 19, 2022
Property Address	1324 S SAGUARO DR, APACHE JUNCTION, AZ 85120-6983
Document Number	0000047181
Map Reference	MB 19 PG 61
Instrument Date	Apr 7, 2022
Instrument	2022-047181
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24112 S 201ST PL, QUEEN CREEK, AZ 85142-5096

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CONVENTION CENTER DR STE 700, 700, LAS VEGAS, NV 89109-2007

Mortgage

Document Number	0000047182
Date	Apr 19, 2022
Instrument	2022-047182

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Apr 7, 2022
Property Address	1324 S SAGUARO DR, APACHE JUNCTION, AZ 85120-6983
Document Number	0000041563
Map Reference	MB 19 PG 61
Instrument Date	Apr 5, 2022
Instrument	2022-041563
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10901 E PUEBLO AVE, MESA, AZ 85208-3907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24112 S 201ST PL, QUEEN CREEK, AZ 85142-5096
Investor	Possibly a Property Investor

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINAL AZ
Recording Date	Jan 26, 2021
Property Address	1324 S SAGUARO DR, APACHE JUNCTION, AZ 85120-6983
Document Number	0000009464
Map Reference	MB 19 PG 61
Instrument Date	Jan 8, 2021
Instrument	2021-009464
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	FIRST INTEGRITY TTL AGCY OF

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10901 E PUEBLO AVE, MESA, AZ 85208-3907

Mortgage

Document Number	0000009465
Date	Jan 26, 2021
Instrument	2021-009465

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	145 Months
Due	Feb 1, 2033

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINAL AZ
Recording Date	Nov 16, 2018
Property Address	1324 S SAGUARO DR, APACHE JUNCTION, AZ 85120-6983
Document Number	0000085918
Instrument Date	Nov 8, 2018
Instrument	85918
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	10901 E PUEBLO AVE MESA AZ 852083907, MESA, AZ 85208-3907

Tax Assessment & Valuation

The 2025 property tax bill for 1324 S Saguaro Dr was $1,086.

Source: Pinal County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Pinal County
Municipality	Apache Junction City
Unified School District	Apache Junction Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$19,889 (-0.22%) Land $8,275 Building $11,614	$198,894 (-0.22%) Land $82,750 Building $116,144
2026		$19,933 (+1.06%) Land $8,275 Building $11,658	$199,330 (+1.06%) Land $82,750 Building $116,580
2025	$1,086.00	$19,724 (-23.18%)	$197,244 (-23.18%) Land $82,750 Building $114,494
2024		$25,677 Land $8,275 Building $17,402	$256,765 Land $82,750 Building $174,015
2023	$1,031.00 (+4.25%)
2022	$989.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1324 S Saguaro Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1324 S Saguaro Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - APACHE JUNCTION private · serves 62,055 people · EPA ID AZ0411004
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 860 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CopperNet Systems Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Mojo Broadband.

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