Grady County property record for 1324 Ridge Rd, Cairo, GA 39827
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,000 sqft · built 2024 |
| Lot Size | 2.33 acres (101,930 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,589 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Oct 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00500013003 |
| Primary APN | 00500013003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,000 sqft Heated Area |
| 1st Floor Area | 1,000 sqft |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Aluminum Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 101,930 sqft (2.33 acres) |
| Garage Area | 425 sqft |
| Heating System | Central |
|---|
| Account Number | 14813 |
|---|---|
| Street Address | 1324 RIDGE RD |
| City | CAIRO |
| State | GA |
| Zip | 39827-4538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANDLOT:160 DIST:16 |
| Jurisdiction | GRADY GA |
| Township / Civil Division | CAIRO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 950401 |
1324 Ridge Rd is owned and occupied by an individual who acquired it in May 2022.
Source: Grady County records, as of March 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1324 RIDGE RD, CAIRO, GA 39827-4538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2024 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Oct 18, 2023 | Deed of Trust, Mortgage · Line of Credit AMERIS BANK |
| May 16, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2022 |
| Deed Sale | May 18, 2022 |
| Deed Document Number | 0000909464 |
| Deed Book / Page | 909 / 464 |
| Prior Transfer Date | May 16, 2022 |
| Prior Transfer Doc | 000909/464 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRADY GA |
| Property Address | 1324 RIDGE RD, CAIRO, GA 39827-4538 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | RIDGE RD |
| Document Number | 0000000937/0000000372 |
|---|---|
| Date | Feb 2, 2024 |
| Book Page | 0000000937/0000000372 |
| Name | AMERIS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRADY GA |
| Property Address | 1324 RIDGE RD, CAIRO, GA 39827-4538 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | RIDGE RD, GA |
| Document Number | 0000000933/0000000300 |
|---|---|
| Date | Oct 18, 2023 |
| Book Page | 0000000933/0000000300 |
| Name | AMERIS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jan 1, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRADY GA |
| Recording Date | May 16, 2022 |
| Property Address | 1324 RIDGE RD, CAIRO, GA 39827-4538 |
| Document Number | 000909/464 |
| Book / Page | 909 / 464 |
| Instrument Date | May 16, 2022 |
| Instrument | 2022-000403 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1326 RIDGE RD, CAIRO, GA 39827-4538 |
The 2025 property tax bill for 1324 Ridge Rd was $1,589, up 639.1% from the year before.
Source: Grady County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Grady County |
| Unified School District | Grady County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,589.00 (+639.07%) | $65,025 (+828.8%) Land $7,001 Building $58,024 | $162,564 (+828.78%) Land $17,503 Building $145,061 |
| 2024 | $215.00 | $7,001 Land $7,001 | $17,503 Land $17,503 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1324 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1324 Ridge Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 100 / 20 |
5G (outdoors only) and 4G LTE
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