1324 Pine St, Sandpoint, ID 83864 Property Records

Bonner County property record for 1324 Pine St, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,740 sqft · built 1973
Lot Size	0.227 acres (9,888 sqft)
Owner	2 Trust Names on Record
Last Sale	$428,925 (Jan 2022)
Tax Bill	$3,135 (2026)
Deeds & Mortgages	Jan 2022 Transfer Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RPS0500048021BA`

Property Details

APN / Parcel Number

Primary APN	`RPS0500048021BA`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,740 sqft Finished Area
1st Floor Area	1,740 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2005
Architectural Style	Duplex Single
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,888 sqft (0.227 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	1324 PINE ST
City	SANDPOINT
State	ID
Zip	83864-1838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-57N-2W WEST END ADDN E BLK 48, E 15.14FT OF LOT 21, ALL LOTS 22,23 & 24 DUPLEX
Legal Range	02W
Legal Township	57N
Legal Section	22
Legal Subdivision	WEST END ADDN
Legal Block	48
Legal Lot Number	21-24
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	3
Census Block	3020
Census Tract	950300

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	1324 PINE ST, SANDPOINT, ID 83864-1838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Intrafamily Transfer, Transfer NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY
Jan 20, 2022	Affidavit, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 21, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2022 · Amount on Record
Deed Sale	Jan 20, 2022 · Amount on Record
Prior Sale	Jul 21, 2017 · Amount on Record
Deed Document Number	2022999342
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Jan 20, 2022
Property Address	1324 PINE ST, SANDPOINT, ID 83864-1838
Document Number	0000999343
Map Reference	MB 1 PG 63
Instrument Date	Jan 19, 2022
Instrument	999343
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1326 PINE ST, SANDPOINT, ID 83864-1838

January 2022: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	BONNER ID
Recording Date	Jan 20, 2022
Property Address	1324 PINE ST, SANDPOINT, ID 83864-1838
Document Number	0000999342
Instrument Date	Jan 12, 2022
Instrument	999342
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	NORTH IDAHO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1326 PINE ST, SANDPOINT, ID 83864-1838

Mortgage

Document Number	0000999344
Date	Jan 20, 2022
Instrument	999344

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2032
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	7.5%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Jul 21, 2017
Property Address	1324 PINE ST, SANDPOINT, ID 83864-1838
Document Number	0000908547
Map Reference	MB 1 PG 63
Instrument Date	Jul 19, 2017
Instrument	908547
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1326 PINE ST, SANDPOINT, ID 83864-1838

Mortgage

Document Number	0000908548
Date	Jul 21, 2017
Instrument	908548

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,135.00 (+1.39%) Homeowner's exemption	$473,110 (-6.16%) Land $272,950 Building $200,160	$473,110 (-6.16%) Land $272,950 Building $200,160
2025	$3,092.00 (-6.02%) Homeowner's exemption	$504,144 (-4.55%) Land $272,964 Building $231,180	$504,144 (-4.55%) Land $272,964 Building $231,180
2023	$3,290.00 Homeowner's exemption	$528,153 Land $290,661 Building $237,492	$528,153 Land $290,661 Building $237,492

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20

May also be available: Kaniksu Internet.

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