Miami County property record for 1324 Peters Rd, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,924 sqft · built 1935 |
| Lot Size | 0.53 acres (23,130 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,057 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C06-081352 |
| Primary APN | C06-081352 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,924 sqft Living Area |
| 1st Floor Area | 962 sqft |
| 2nd Floor Area | 962 sqft |
| Upper Floors Area | 962 sqft |
| Basement Area | 240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 23,130 sqft (0.53 acres) |
| Lot Dimensions | 201 ft deep x 115 ft wide |
| Garage Type | Detached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 32 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Old Parcel Number | C06CC033E05400 |
|---|---|
| Street Address | 1324 PETERS RD |
| City | TROY |
| State | OH |
| Zip | 45373-3819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-5-33 LOT 187 HOME ACRES |
| Legal Range | 05 |
| Legal Township | 06 |
| Legal Section | 33 |
| Legal Subdivision | HOME ACRES |
| Legal Lot Number | 187 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 365302 |
Source: Miami County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1324 PETERS RD, TROY, OH 45373-3819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2020 |
| Deed Sale | Jul 22, 2020 |
| Prior Sale | May 13, 2009 · Amount on Record |
| Prior Transfer Date | Jan 12, 2010 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 27, 2026 |
| Property Address | 1324 PETERS RD, TROY, OH 45373-3819 |
| Document Number | 0000009238 |
| Instrument Date | Jun 13, 2026 |
| Instrument | 20269238 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1324 PETERS RD, TROY, OH 45373-3819 |
| Document Number | 0000009238, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 20269238 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 203 Months |
| Due | Jun 1, 2043 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
Source: Miami County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,057.00 (+77.32%) Homeowner's exemption | $74,100 (+25.93%) Land $8,790 Building $65,310 | $211,700 (+25.94%) Land $25,100 Building $186,600 |
| 2024 | $2,288.00 (+2.05%) Homeowner's exemption | $58,840 (-) Land $8,790 Building $50,050 | |
| 2023 | $2,242.00 (+17.01%) Homeowner's exemption | $58,840 (-) Land $8,790 Building $50,050 | $168,100 (-) Land $25,100 Building $143,000 |
| 2022 | $1,916.00 Homeowner's exemption | $58,840 Land $8,790 Building $50,050 | $168,100 Land $25,100 Building $143,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (1999–2014) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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