1324 N 65th St, Waco, TX 76710 Property Records

McLennan County property record for 1324 N 65th St, Waco, TX 76710

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,511 sqft · built 1958
Lot Size	0.201 acres (8,750 sqft)
Owner	2 Individual Names on File
Last Sale	$200,100 (Dec 2020)
Tax Bill	$2,049 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-041301-006100-8`

Property Details

APN / Parcel Number

Primary APN	`48-041301-006100-8`
Alternative APNs	`4804130100610080111` `193427`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,511 sqft Living Area
1st Floor Area	1,511 sqft
Flooring	Carpet

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1977
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	8,750 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	288 sqft
Driveway	Concrete Driveway
Driveway Area	390 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	281 sqft
Patio Area	240 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1324 N 65TH ST
City	WACO
State	TX
Zip	76710-4124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	TINGLE & SCHWARTZ LOT 13 BLOCK 18 ACRES .2009
Legal Subdivision	TINGLE & SCHWARTZ
Legal Block	18
Legal Lot Number	13
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1006
Census Tract	2501

Owner

1324 N 65th St is owned and occupied by two individuals who bought it in December 2020.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1324 N 65TH ST, WACO, TX 76710-4124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2020 · Amount on File
Deed Sale	Dec 4, 2020 · Amount on File
Prior Sale	May 1, 2015 · Amount on File
Deed Document Number	202043235
Prior Transfer Date	Dec 3, 2020
Prior Transfer Doc	0000043235
Record Updated	Oct 29, 2026

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Dec 4, 2020
Property Address	1324 N 65TH ST, WACO, TX 76710-4124
Document Number	0000043235
Map Reference	VOL 788 GP 197
Instrument Date	Dec 3, 2020
Instrument	2020043235
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 N 65TH ST, WACO, TX 76710-4124

Mortgage

Document Number	0000043236
Date	Dec 4, 2020
Instrument	2020043236

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1324 N 65th St was $2,049 with a homeowner's exemption, down 4.1% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,000 (-15.67%) Land $18,900 Building $125,100	$144,000 (-15.67%) Land $18,900 Building $125,100
2025	$2,049.00 (-4.07%) Homeowner's exemption	$170,750 Land $17,150 Building $153,600	$170,750 Land $17,150 Building $153,600
2024	$2,136.00
2023		$173,270 Land $17,150 Building $156,120	$173,270 Land $17,150 Building $156,120
2022	$1,816.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1324 N 65th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1324 N 65th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20