1324 Mountain View Cir, Benton, AR 72019 Property Records

Saline County property record for 1324 Mountain View Cir, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,190 sqft · built 1993
Lot Size	3.48 acres (151,589 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,800 (Nov 2020)
Tax Bill	$1,261 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2026 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-09128-000`

Property Details

APN / Parcel Number

Primary APN	`001-09128-000`
Alternative APN	`17214`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,190 sqft Living Area
1st Floor Area	1,190 sqft
Flooring	Carpet

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	151,589 sqft (3.48 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	304 sqft
Shed	1 Shed
Shed Area	280 sqft
Utility Building	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1324 MOUNTAIN VIEW CIR
City	BENTON
State	AR
Zip	72019-7807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 3, S OF RD & PT LOT 4 FRL NW 2020-026016
Legal Range	15W
Legal Township	02S
Legal Section	18
Legal Lot Number	3,4
Jurisdiction	SALINE AR
Township / Civil Division	NEWCOMB
Census Block Group	3
Census Block	3002
Census Tract	10508

Owner

Source: Saline County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1324 MOUNTAIN VIEW CIR, BENTON, AR 72019-7807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST SERVICE BANK
Jan 2, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST SERVICE BANK
Nov 13, 2020	Warranty Deed, Transfer · Conventional with PMI FIRSTTRUST HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Prior Sale	Aug 24, 1993 · Amount on Record
Deed Document Number	202026016
Deed Book / Page	2020 / 26016
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Recording Date	Jun 1, 2026
Property Address	1324 MOUNTAIN VIEW CIR, BENTON, AR 72019-7807
Document Number	0000011552
Book / Page	2026 / 11552
Instrument Date	May 22, 2026
Instrument	202611552
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MERCURY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 MOUNTAIN VIEW CIR, BENTON, AR 72019-7807

Mortgage

Document Number	0000011552,
Date	Jun 1, 2026
Book Page	2026/11552
Instrument	202611552

Lender

Name	FIRST SERVICE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	1324 MOUNTAIN VIEW CIR, BENTON, AR 72019-7807
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 MOUNTAIN VIEW CIR, BENTON, AR 72019-7807

Mortgage

Document Number	0000000078
Date	Jan 2, 2026
Instrument	2026-000078

Lender

Name	FIRST SERVICE BANK
Type	Bank
Address	134 S BROADVIEW ST, GREENBRIER, AR 72058

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Dec 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Nov 13, 2020
Property Address	1324 MOUNTAIN VIEW CIR, BENTON, AR 72019-7807
Document Number	0000026016
Instrument Date	Nov 9, 2020
Instrument	26016
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	WACO TITLE COMPANY, WACO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$593.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1324 MOUNTAIN VIEW CIR BENTON AR 720197807, BENTON, AR 72019-7807

Mortgage

Document Number	26017
Date	Nov 13, 2020
Instrument	26017

Lender

Name	FIRSTTRUST HM LNS
Address	SHERIDAN, AR 72150

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Nov 12, 2035

Tax Assessment & Valuation

Source: Saline County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,261.00 (+47.31%) Homeowner's exemption	$33,520 (-) Land $9,440 Building $24,080	$167,600 (-) Land $47,200 Building $120,400
2024	$856.00 (-2.28%)
2023	$876.00 Homeowner's exemption	$33,520 Land $9,440 Building $24,080	$167,600 Land $47,200 Building $120,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 47% of Arkansas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST WATER USERS LLC serves 9,573 people · EPA ID AR0000495
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000

May also be available: Verizon.

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