1324 Morado St, Graham, TX 76450 Property Records

Young County property record for 1324 Morado St, Graham, TX 76450

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,106 sqft · built 1960
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$83,600 (Oct 2021)
Tax Bill	$2,657 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00020-0008-0040`

Property Details

APN / Parcel Number

Primary APN	`00020-0008-0040`
Alternative APN	`2099`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,106 sqft Total Area
1st Floor Area	1,106 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	198 ft deep x 30 ft wide
Garage Type	Attached
Garage Area	364 sqft
Patio Area	200 sqft

Location & Zoning

Street Address	1324 MORADO ST
City	GRAHAM
State	TX
Zip	76450-4425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAHAM AIRPORT - BLK 8, EAST 30 OF LOT 12 & WEST 45 OF LOT 13
Legal Subdivision	AIRPORT ADDITION
Legal Block	8
Legal Lot Number	12,13
Jurisdiction	YOUNG TX
Township / Civil Division	GRAHAM
Census Block Group	5
Census Block	5016
Census Tract	950600

Owner

1324 Morado St is owned and occupied by two individuals who bought it in October 2021.

Source: Young County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1324 MORADO ST, GRAHAM, TX 76450-4425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Oct 1, 2021	Vendor's Lien, Transfer · FHA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2021 · Amount on File
Deed Sale	Oct 1, 2021 · Amount on File
Deed Document Number	20213281
Prior Transfer Date	Sep 30, 2021
Prior Transfer Doc	0000003281
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOUNG TX
Property Address	1324 MORADO ST, GRAHAM, TX 76450-4425
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	NOT AVAILABLE, BRAZOS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 MORADO ST, GRAHAM, TX 76450-4425

Mortgage

Document Number	0021003283
Date	Oct 1, 2021
Instrument	21003283

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	36 Months
Due	Sep 30, 2024

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	YOUNG TX
Recording Date	Oct 1, 2021
Property Address	1324 MORADO ST, GRAHAM, TX 76450-4425
Document Number	21003281
Map Reference	VOL 1 PG 262
Instrument Date	Sep 30, 2021
Instrument	21003281
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	BRAZOS TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 PINE ST, GRAHAM, TX 76450-1418

Mortgage

Document Number	21003282
Date	Oct 1, 2021
Instrument	21003282

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Mortgage

Document Number	21003283
Date	Oct 1, 2021
Instrument	21003283

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Amount	Amount on Record
Term	36 Months
Due	Sep 30, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 1324 Morado St was $2,657 with a homeowner's exemption, up 62.7% from the year before.

Source: Young County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Graham City
County	Young County
Unified School District	Graham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,657.00 (+62.71%) Homeowner's exemption	$102,980 (-8.22%) Land $22,290 Building $80,690	$102,980 (-8.22%) Land $22,290 Building $80,690
2025	$1,633.00 Homeowner's exemption	$112,200 Land $22,290 Building $89,910	$112,200 Land $22,290 Building $89,910
2023		$84,700 Land $19,660 Building $65,040	$84,700 Land $19,660 Building $65,040
2022	$1,851.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1324 Morado St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1324 Morado St is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 50% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAHAM serves 8,718 people · EPA ID TX2520001
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brazos Communications Fiber	1,000 / 1,000
Zito Media Cable	1,000 / 25
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
New Source Broadband Fixed Wireless	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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