Mobile County property record for 1324 Middle Ring Rd, Mobile, AL 36608 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,249 sqft · built 1981 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $124,900 (Apr 2022) |
| Tax Bill | $622 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R02280209200109608 |
| Primary APN | R02280209200109608 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,249 sqft Living Area |
| 1st Floor Area | 1,249 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1724584 |
|---|---|
| Old Parcel Number | R02280209200109608 |
| Street Address | 1324 MIDDLE RING RD |
| City | MOBILE |
| State | AL |
| Zip | 36608-4132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 MIDDLE RING 2ND ADD MBK 33 PG 41 #SEC 08 T4S R2W #MP28 02 09 2 001 |
| Legal Range | 02W |
| Legal Township | 04S |
| Legal Section | 08 |
| Legal Subdivision | MIDDLE RING 2ND ADD |
| Legal Lot Number | 8 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 3405 |
Source: Mobile County records · APN R02280209200109608
Assessment roll updated January 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1324 MIDDLE RING RD, MOBILE, AL 36608-4132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2022 | Warranty Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC |
| Apr 24, 2019 | Warranty Deed, Transfer · Commercial Mortgage CENTURY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 26, 2022 · Amount on Record |
| Deed Sale | Apr 26, 2022 · Amount on Record |
| Prior Sale | Apr 24, 2019 · Amount on Record |
| Deed Document Number | 2022029869 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Apr 26, 2022 |
| Property Address | 1324 MIDDLE RING RD, MOBILE, AL 36608-4132 |
| Document Number | 0000029869 |
| Map Reference | MB 33 PG 41 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 2022029869 |
| Transaction Type | Transfer |
| Record Updated | May 09, 2022 |
| Title Company | DELTA S TITLE INC, DELTA SOUTH TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5920 FIELD RD, 5920, MOBILE, AL 36609 |
| Name | Verified Name |
|---|---|
| Address | 1324 MIDDLE RING RD, MOBILE, AL 36608-4132 |
| Document Number | 0000029870 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 2022029870 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Apr 24, 2019 |
| Property Address | 1324 MIDDLE RING RD, MOBILE, AL 36608-4132 |
| Document Number | 0000022126 |
| Map Reference | MB 33 PG 41 |
| Instrument Date | Apr 19, 2019 |
| Instrument | 2019022126 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2423 HIDDEN OAK LANE, 2423, MOBILE, AL 36695 |
| Name | Verified Name |
|---|---|
| Address | 1111 HILLCREST RD STE 260, 260, MOBILE, AL 36695-3990 |
| Document Number | 0000022127 |
|---|---|
| Date | Apr 24, 2019 |
| Instrument | 2019022127 |
| Name | CENTURY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 19, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: Mobile County records · Assessment roll updated January 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $622.00 (+3.67%) Homeowner's exemption | $10,690 (+3.19%) Land $2,000 Building $8,690 | $106,900 (+3.19%) Land $20,000 Building $86,900 |
| 2024 | $600.00 (-4.15%) Homeowner's exemption | $10,360 (-3.63%) Land $2,000 Building $8,360 | $103,600 (-3.63%) Land $20,000 Building $83,600 |
| 2023 | $626.00 Homeowner's exemption | $10,750 Land $2,280 Building $8,470 | $107,500 Land $22,800 Building $84,700 |
Source: FEMA National Flood Hazard Layer, Mobile County (01097C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010970034051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 13 (1978–2010) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | May 2010, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 52% of the US · above 64% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 909 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 229 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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