1324 Longstreet Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 1324 Longstreet Rd, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	9,267 sqft · built 1979
Lot Size	1.67 acres (72,745 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,276 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`295-18-02-010-S1`

Property Details

APN / Parcel Number

Primary APN	`295-18-02-010-S1`
Alternative APN	`351`

Interior

Stories	2 Stories
Building Area	9,267 sqft Gross Area
Gross Area	3,030 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Exterior Material	Vinyl
Lot Area	72,745 sqft (1.67 acres)
Garage Type	Attached
Garage Area	484 sqft

Exterior Amenities

Pool Area	700 sqft
Porch	Porch
Porch Area	665 sqft
Deck Area	56 sqft

Location & Zoning

Account Number	351
Old Parcel Number	295-18-02-010 S1
Street Address	1324 LONGSTREET RD
City	LUGOFF
State	SC
Zip	29078-9357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	DIST:277F MAP REF:BK R166 PG 193
Legal Subdivision	HUNTERS POINT
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1000
Census Tract	970905

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1324 LONGSTREET RD, LUGOFF, SC 29078-9357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 27, 2020	Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU
Mar 30, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Nov 10, 2017	Deed of Trust, Mortgage · Line of Credit SYNOVUS BK
Sep 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 26, 2016
Transfer Doc	0000003873
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1324 LONGSTREET RD, LUGOFF, SC 29078-9357
Document Number	0000012342
Instrument Date	Sep 12, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1324 LONGSTREET RD LUGOFF SC 290789357, LUGOFF, SC 29078-9357

Mortgage

Document Number	0000012342
Date	Dec 23, 2020
Book Page	004374/000064
Instrument	12342

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 22, 2040

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1324 LONGSTREET RD, LUGOFF, SC 29078-9357
Document Number	0000003803
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 LONGSTREET RD LUGOFF SC 290789357, LUGOFF, SC 29078-9357

Mortgage

Document Number	0000003803
Date	May 6, 2020
Book Page	004215/000040
Instrument	3803

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union
Address	COLUMBIA, SC 29250

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 5, 2045

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1324 LONGSTREET RD, LUGOFF, SC 29078-9357
Document Number	0000003314
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1324 LONGSTREET RD LUGOFF SC 290789357, LUGOFF, SC 29078-9357

Mortgage

Document Number	0000003314
Date	Apr 17, 2020
Book Page	004206/000052
Instrument	3314

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Apr 16, 2040

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1324 LONGSTREET RD, LUGOFF, SC 29078-9357
Document Number	0000009259
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 LONGSTREET RD LUGOFF SC 290789357, LUGOFF, SC 29078-9357

Mortgage

Document Number	0000009259
Date	Nov 17, 2017
Book Page	003780/000173
Instrument	9259

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 16, 2027

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1324 LONGSTREET RD, LUGOFF, SC 29078-9357
Document Number	0000007979
Instrument Date	Sep 19, 2017
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1324 LONGSTREET RD LUGOFF SC 290789357, LUGOFF, SC 29078-9357

Mortgage

Document Number	0000007979
Date	Oct 3, 2017
Book Page	003760/000033
Instrument	7979

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 2, 2032

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,276.00 (-0.73%)	$500,300 (-0.18%) Land $30,000 Building $470,300	$500,300 (-0.18%)
2023	$3,300.00	$501,200 Land $30,000 Building $471,200	$501,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T.

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