1324 Long Ave, Lorain, OH 44052 Property Records

Lorain County property record for 1324 Long Ave, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,422 sqft · built 1900
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Sep 2021)
Tax Bill	$1,235 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-01-006-127-022`

Property Details

APN / Parcel Number

Primary APN	`02-01-006-127-022`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,422 sqft Living Area
1st Floor Area	915 sqft
Basement Area	507 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1949
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	160 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	151 sqft
Deck Area	270 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1324 LONG AVE
City	LORAIN
State	OH
Zip	44052-3551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STREATOR TRUSTEE CHAMBERLAIN 44 X 160
Legal Subdivision	STREATOR TRUSTEE CHAMBERLAIN
Legal Tract	01
Legal Block	127
Legal Lot Number	1
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	3
Census Block	3011
Census Tract	97300

Owner

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1324 LONG AVE, LORAIN, OH 44052-3551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Sep 17, 2021	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2021 · Amount on Record
Deed Sale	Sep 17, 2021 · Amount on Record
Prior Sale	Feb 23, 2011 · Amount on Record
Deed Document Number	2021839782
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1324 LONG AVE, LORAIN, OH 44052-3551
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071389
Date	Oct 14, 2025
Instrument	2025-0071389

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	252 Months
Due	Oct 4, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 17, 2021
Property Address	1324 LONG AVE, LORAIN, OH 44052-3551
Document Number	20210839782
Map Reference	VOL 4 PG 29
Instrument Date	Sep 10, 2021
Instrument	2021-0839782
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1324 LONG AVE, LORAIN, OH 44052-3551

Mortgage

Document Number	20210839783
Date	Sep 17, 2021
Instrument	2021-0839783

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,235.00 Homeowner's exemption	$32,300 (-0.01%) Land $3,350 Building $28,950	$92,290 (-) Land $9,570 Building $82,720
2024	$1,235.00 (+10.37%)	$32,302 (+48.59%) Land $3,350 Building $28,952	$92,290 (+48.59%) Land $9,570 Building $82,720
2023	$1,119.00 (+0.9%)	$21,739 (%) Land $1,516 Building $20,223	$62,110 (-) Land $4,330 Building $57,780
2022	$1,109.00	$21,740 Land $1,520 Building $20,220
2021			$62,110 Land $4,330 Building $57,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline, T-Mobile.

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