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1324 Kentucky St, Graham, TX 76450 Property Records

Young County property record for 1324 Kentucky St, Graham, TX 76450

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,481 sqft · built 1970
Lot Size0.182 acres (7,928 sqft)
Owner2 Individual Names on Record
Last Sale$174,400 (May 2020)
Tax Bill$6,378 (2026)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN01170-0001-0010

Property Details

APN / Parcel Number

Primary APN01170-0001-0010
Alternative APN
  • 12508

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,481 sqft Total Area
1st Floor Area1,443 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Lot Area7,928 sqft (0.182 acres)
Lot Dimensions137 ft deep x 54 ft wide
Garage TypeAttached
Garage Area384 sqft
PorchPorch
Porch Area304 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address1324 KENTUCKY ST
CityGRAHAM
StateTX
Zip76450-4318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAGLE - BLK 1, LOT 2
Legal SubdivisionTHE RAGLE SUBDIVISION
Legal Block1
Legal Lot Number2
JurisdictionYOUNG TX
Township / Civil DivisionGRAHAM
Census Block Group4
Census Block4007
Census Tract950600

Owner

Source: Young County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1324 KENTUCKY ST, GRAHAM, TX 76450-4318
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2020 · Amount on Record
Deed SaleMay 29, 2020 · Amount on Record
Deed Document Number20201325
Prior Transfer DateMay 27, 2020
Prior Transfer Doc0000001325
Record UpdatedOct 29, 2026

May 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionYOUNG TX
Recording DateMay 29, 2020
Property Address1324 KENTUCKY ST, GRAHAM, TX 76450-4318
Document Number20001325
Map ReferenceVOL 1 PG 338
Instrument DateMay 27, 2020
Instrument20001325
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyGUARANTY ABSTRACT COMPANY, GUARANTY ABSTRACT CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1505 ELM ST APT 1202, 1202, DALLAS, TX 75201-3529

Mortgage

Document Number20001326
DateMay 29, 2020
Instrument20001326
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Young County assessment roll, as of January 15, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityGraham City
CountyYoung County
Unified School DistrictGraham Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,378.00 (+113.53%) Homeowner's exemption Senior Citizen's exemption$247,170 (-1.88%) Land $17,020 Building $230,150$247,170 (-1.88%) Land $17,020 Building $230,150
2025$2,987.00 (-41.5%) Homeowner's exemption Senior Citizen's exemption$251,910 (+20.41%) Land $17,020 Building $234,890$251,910 (+20.41%) Land $17,020 Building $234,890
2023$209,210 Land $17,190 Building $192,020$209,210 Land $17,190 Building $192,020
2022$5,106.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GRAHAM
serves 8,718 people · EPA ID TX2520001
Water SourceSurface water
Last State InspectionJun 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brazos Communications
Fiber		1,000 / 1,000
Zito Media
Cable · Fiber in parts of the area		1,000 / 25
Nextlink
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
New Source Broadband
Fixed Wireless		100 / 50

May also be available: AT&T.

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