1324 Jefferson St, Lancaster, SC 29720 Property Records

Lancaster County property record for 1324 Jefferson St, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,008 sqft · built 1968
Lot Size	0.657 acres (28,620 sqft)
Owner	Individual Name on File
Last Sale	$194,000 (Nov 2025)
Tax Bill	$1,092 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0082K-0A-039.00`

Property Details

APN / Parcel Number

Primary APN	`0082K-0A-039.00`
Alternative APN	`15010`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,556 sqft
Flooring	Wood

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,620 sqft (0.657 acres)
Lot Width	180 ft Width
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Porch	Porch
Porch Area	68 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	15010
Street Address	1324 JEFFERSON ST
City	LANCASTER
State	SC
Zip	29720-3132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Subdivision	FAIRVIEW SUBDIVISION
Legal Block	4
Legal Lot Number	4 & 5
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3000
Census Tract	10500

Owner

1324 Jefferson St is owned and occupied by an individual who bought it in November 2025.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1324 JEFFERSON ST, LANCASTER, SC 29720-3132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK
Apr 11, 2023	Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK
Mar 21, 2022	Deed, Transfer · FHA Mortgage RIVER CITY MORTGAGE LLC
Oct 11, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2025 · Amount on File
Deed Sale	Nov 20, 2025 · Amount on File
Prior Sale	Apr 11, 2023 · Amount on File
Deed Document Number	202515816
Deed Book / Page	1992 / 6
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Nov 20, 2025
Property Address	1324 JEFFERSON ST, LANCASTER, SC 29720-3132
Document Number	0000015816
Book / Page	1992 / 6
Map Reference	MB 11 PG 2
Instrument Date	Nov 20, 2025
Instrument	2025015816
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$504.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 JEFFERSON ST, LANCASTER, SC 29720-3132

Mortgage

Document Number	0000015817
Date	Nov 20, 2025
Instrument	2025015817

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Apr 11, 2023
Property Address	1324 JEFFERSON ST, LANCASTER, SC 29720-3132
Document Number	0000004415
Book / Page	1654 / 272
Map Reference	MB 11 PG 2
Instrument Date	Apr 5, 2023
Instrument	2023004415
Transaction Type	Transfer
Record Updated	Apr 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$481.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 JEFFERSON ST, LANCASTER, SC 29720-3132

Mortgage

Document Number	0000004416
Date	Apr 11, 2023
Instrument	2023004416

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Mar 21, 2022
Property Address	1324 JEFFERSON ST, LANCASTER, SC 29720-3132
Document Number	0000004699
Book / Page	1531 / 62
Map Reference	MB 11 PG 2
Instrument Date	Mar 17, 2022
Instrument	2022004699
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1324 JEFFERSON ST, LANCASTER, SC 29720-3132

Mortgage

Document Number	0000004700
Date	Mar 21, 2022
Instrument	2022004700

Lender

Name	RIVER CITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Oct 11, 2021
Property Address	1324 JEFFERSON ST, LANCASTER, SC 29720-3132
Document Number	0000020681
Book / Page	1478 / 300
Map Reference	MB 11 PG 2
Instrument Date	Oct 13, 2020
Instrument	2021020681
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 JEFFERSON ST, LANCASTER, SC 29720-3132

Tax Assessment & Valuation

The 2025 property tax bill for 1324 Jefferson St was $1,092, down 1.7% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,092.00 (-1.71%)	$7,476 (+3.32%) Land $1,280 Building $6,196	$186,900 (+3.32%) Land $32,000 Building $154,900
2024	$1,111.00 (+0.45%)	$7,236 (-) Land $1,200 Building $6,036	$180,900 (-) Land $30,000 Building $150,900
2023	$1,106.00	$7,236 Land $1,200 Building $6,036	$180,900 Land $30,000 Building $150,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1324 Jefferson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1324 Jefferson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	1,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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