Montezuma County property record for 1324 Jackson St, Cortez, CO 81321
| Property Type | Mobile Home |
|---|---|
| Details | 1,568 sqft · built 1993 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,500 (Jul 2025) |
| Tax Bill | $424 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R008112 |
| Primary APN | R008112 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,568 sqft Total Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Mobile Home |
| Lot Area | 13,983 sqft (0.321 acres) |
| Sewer | Municipal |
|---|
| Account Number | R008112 |
|---|---|
| Street Address | 1324 JACKSON ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-2470 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R3 |
| Legal Description | SUBDIVISION: CORNETT HEIGHTS SUB LOT: 12-15 BLOCK: 2 R/476390 R/477020 R/484345 |
| Legal Subdivision | CORNETT HEIGHTS SUB |
| Legal Block | 2 |
| Legal Lot Number | 12-15 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 969302 |
1324 Jackson St, a mobile home, is owned and occupied by an individual who bought it in July 2025.
Source: Montezuma County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1324 JACKSON ST, CORTEZ, CO 81321-2470 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2025 · Amount on File |
| Deed Sale | Jul 21, 2025 · Amount on File |
| Prior Sale | Jul 10, 2017 · Amount on File |
| Deed Document Number | 2025662361 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Apr 6, 2026 |
| Property Address | 1324 JACKSON ST, CORTEZ, CO 81321-2470 |
| Document Number | 0000666473 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 2026666473 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SER |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 1324 JACKSON ST, CORTEZ, CO 81321-2470 |
| Document Number | 0000666473, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 2026666473 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Jul 10, 2017 |
| Property Address | 1324 JACKSON ST, CORTEZ, CO 81321-2470 |
| Document Number | 0000612113 |
| Map Reference | MB7 PG42 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 612113 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 423, CORTEZ, CO 81321-0423 |
| Document Number | 0000612114 |
|---|---|
| Date | Jul 10, 2017 |
| Instrument | 612114 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 1324 Jackson St was $424, up 6.5% from the year before.
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $424.00 (+6.53%) | $8,401 (+8.43%) Land $2,897 Building $5,504 | $105,545 (+8.44%) Land $36,400 Building $69,145 |
| 2024 | $398.00 (+9.94%) | $7,748 (-36.1%) Land $3,119 Building $4,629 | $97,326 (-36.11%) Land $39,179 Building $58,147 |
| 2023 | $362.00 (-13.19%) | $12,125 (+40.47%) Land $4,881 Building $7,244 | $152,326 (+40.47%) Land $61,320 Building $91,006 |
| 2022 | $417.00 | $8,632 Land $2,229 Building $6,403 | $108,439 Land $28,000 Building $80,439 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1324 Jackson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1324 Jackson St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
May also be available: CYAN Wireless, Farmers Telecommunications, T-Mobile, Vero Fiber, Visionary Broadband.
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