San Diego County property record for 1324 Higgins St, Oceanside, CA 92058 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,188 sqft Living Area |
| Lot Size | 5,005 sqft (0.115 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $690,000 (2021) |
| Tax Bill | $8,234.00 (2025) |
| Primary APN | 148-061-14-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,188 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Contemporary Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,005 sqft (0.115 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1324 HIGGINS ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92058-2642 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BLK 13 LOT 14 TR 000324 |
| Legal Subdivision | REECES ADD |
| Legal Tract | 000324 |
| Legal Block | 13 |
| Legal Lot Number | 14 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 18615 |
Source: San Diego County records · APN 148-061-14-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1324 HIGGINS ST, OCEANSIDE, CA 92058-2642 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Nov 04, 2021 | Grant Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC |
| Aug 05, 2021 | Grant Deed, Construction Loan · Building or Construction Mortgage LENDINGHOME FUNDING CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 04, 2021 · Amount on Record |
| Deed Sale | Nov 04, 2021 · Amount on Record |
| Prior Sale | Aug 05, 2021 · Amount on Record |
| Deed Doc Number | 2021767659 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1324 HIGGINS ST, OCEANSIDE, CA 92058-2642 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | TIMIOS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1324 HIGGINS ST, OCEANSIDE, CA 92058-2642 |
| Document Number | 0000059643 |
|---|---|
| Date | Feb 20, 2019 |
| Instrument | 2019-0059643 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 04, 2021 |
| Property Address | 1324 HIGGINS ST, OCEANSIDE, CA 92058-2642 |
| Document Number | 0000767659 |
| Map Reference | MAP 324 |
| Instrument Date | Oct 27, 2021 |
| Instrument | 2021-0767659 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | CORINTHIAN TITLE-SD, CORINTHIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 1324 HIGGINS ST, OCEANSIDE, CA 92058-2642 |
| Document Number | 0000767660 |
|---|---|
| Date | Nov 04, 2021 |
| Instrument | 2021-0767660 |
| Name | CELEBRITY HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 05, 2021 |
| Property Address | 1324 HIGGINS ST, OCEANSIDE, CA 92058-2642 |
| Document Number | 0000558816 |
| Map Reference | MAP 324 |
| Instrument Date | Jul 14, 2021 |
| Instrument | 2021-0558816 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 25, 2022 |
| Title Company | CORINTHIAN TITLE-SD, CORINTHIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7480 MIRAMAR RD STE 210, 210, SAN DIEGO, CA 92126-4220 |
| Investor | Possibly a Property Investor |
| Document Number | 0000558817 |
|---|---|
| Date | Aug 05, 2021 |
| Instrument | 2021-0558817 |
| Name | LENDINGHOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $746,877 (+2%) Land $595,337 Building $151,540 | |
| 2025 | $8,234.00 (+5.17%) | $732,233 (+4.04%) Land $583,664 Building $148,569 |
| 2023 | $7,829.00 (+1.53%) | $703,800 Land $561,000 Building $142,800 |
| 2022 | $7,711.00 |
1324 Higgins St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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