1324 Hickory St, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 1324 Hickory St, Saint Joseph, MO 64503

Property Summary

Property TypeSingle Family Home
Details930 sqft · built 1912
Lot Size0.165 acres (7,200 sqft)
Owner2 Individual Names on File
Tax Bill$664 (2025)
Deeds & MortgagesSep 2018 Mortgage
APN06-4.0-20-001-001-018.000

Property Details

APN / Parcel Number

Primary APN06-4.0-20-001-001-018.000

Interior

Building Area930 sqft Base Area
1st Floor Area930 sqft

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide

Location & Zoning

Street Address1324 HICKORY ST
CitySAINT JOSEPH
StateMO
Zip64503-2968
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:SOUTH ST. JOSEPH LOT:20 BLK:149LGL DESC:E 60' L 20 & 21 & 22
Legal SubdivisionSOUTH ST JOSEPH
Legal Block149
Legal Lot Number20
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1111
Census Tract3001

Owner

1324 Hickory St is owned and occupied by two individuals who acquired it in May 2015.

Source: Buchanan County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address1324 HICKORY ST, SAINT JOSEPH, MO 64503-2968
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 2015
Deed SaleMay 27, 2015
Prior SaleAug 28, 2014 · Amount on File
Deed Document Number20155139
Record UpdatedSep 20, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address1324 HICKORY ST, SAINT JOSEPH, MO 64503-2968
Transaction TypeMortgage
Record UpdatedSep 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number003704/104
DateSep 5, 2018
Book Page3704/104
Instrument2018008151
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1324 Hickory St was $664.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$664.00$9,290 Land $1,140 Building $8,150$48,890 Land $6,000 Building $42,890
2024$664.00 (+13.89%)
2023$583.00 (-0.68%)$8,910 (-) Land $1,140 Building $7,770$46,900 Land $6,000 Building $40,900
2022$587.00$8,910 Land $1,140 Building $7,770
2021$46,900 Land $6,000 Building $40,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1324 Hickory St; 8 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1324 Hickory St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
United Fiber
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
AT&T
Fixed Wireless
100 / 20

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