Norfolk City property record for 1324 Harmott Ave, Norfolk, VA 23509
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 5,533 sqft · built 1968 |
| Lot Size | 0.493 acres (21,475 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $613,000 (Apr 2019) |
| Tax Bill | $15,587 (2026) |
| Deeds & Mortgages | Jan 2021 Line of Credit Apr 2019 Sale & Mortgage |
| APN | 11077400 |
| Primary APN | 11077400 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 5,533 sqft Living Area |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Contemporary |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 21,475 sqft (0.493 acres) |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1324 HARMOTT AVE |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23509-1415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LOT A, LAKEWOOD |
| Legal Subdivision | LAKEWOOD SD |
| Legal Lot Number | A |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 2100 |
Source: Norfolk City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1324 HARMOTT AVE, NORFOLK, VA 23509-1415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 15, 2021 | Deed of Trust, Mortgage · Line of Credit TOWNEBANK |
| Apr 10, 2019 | Warranty Deed, Transfer · ARM TOWNEBANK MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2019 · Amount on Record |
| Deed Sale | Apr 10, 2019 · Amount on Record |
| Deed Document Number | 20196322 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 1324 HARMOTT AVE, NORFOLK, VA 23509-1415 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | VA HOME TITLE & SETTLEMENTS |
| Name | Verified Name |
|---|
| Document Number | 0210001541 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 210001541 |
| Name | TOWNEBANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Jan 13, 2056 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Apr 10, 2019 |
| Property Address | 1324 HARMOTT AVE, NORFOLK, VA 23509-1415 |
| Document Number | 190006322 |
| Instrument Date | Apr 8, 2019 |
| Instrument | 190006322 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1324 HARMOTT AVE, NORFOLK, VA 23509-1415 |
| Investor | Possibly a Property Investor |
| Document Number | 0190006321 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 190006321 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2029 |
| Margin | 3 |
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,587.00 (+6.59%) | $1,247,000 (+4.88%) Land $383,500 Building $863,500 | $1,247,000 (+4.88%) Land $383,500 Building $863,500 |
| 2025 | $14,624.00 (+9.07%) | $1,189,000 (+10.84%) Land $355,300 Building $833,700 | $1,189,000 (+10.84%) Land $355,300 Building $833,700 |
| 2023 | $13,408.00 | $1,072,700 Land $355,300 Building $717,400 | $1,072,700 Land $355,300 Building $717,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 163 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 163 in force |
| Nearby Flood Claims | 46 (1994–2022) |
| Claims Outside the SFHA | 17 of 46 |
| Most Recent Claim | Jan 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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