1324 Gregory Ave, Wilmette, IL 60091 Property Records

Cook County property record for 1324 Gregory Ave, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,270 sqft · built 1922
Lot Size	0.196 acres (8,550 sqft)
Owner	Individual Name on File
Last Sale	$825,000 (Mar 2016)
Tax Bill	$16,039 (2023)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-34-304-013`

Property Details

APN / Parcel Number

Primary APN	`05-34-304-013`
Alternative APN	`05-34-304-013-0000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,270 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1923
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	8,550 sqft (0.196 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	1324 GREGORY AVE
City	WILMETTE
State	IL
Zip	60091-3234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(MCDANIELS) ADD TO (WILMETTE) A SUB OF LTS1-9 INCL OF BAXTERS SUB OF S SEC OUILMETTE RESERVATION IN T42,R13 SEC 34-42-13
Legal Range	13E
Legal Township	42N
Legal Section	34
Legal Subdivision	MCDANIELS ADD TO WILMETTE
Legal Block	5
Legal Lot Number	1-9
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	3
Census Block	3030
Census Tract	801100

Owner

1324 Gregory Ave is owned and occupied by an individual who bought it in March 2016.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1324 GREGORY AVE, WILMETTE, IL 60091-3234
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2016 · Amount on File
Deed Sale	Mar 15, 2016 · Amount on File
Deed Document Number	201642078
Prior Transfer Date	Nov 6, 2005
Prior Transfer Doc	0000056000
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1324 GREGORY AVE, WILMETTE, IL 60091-3234
Transaction Type	Mortgage
Record Updated	Dec 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032104412
Date	Nov 17, 2021
Instrument	2132104412

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.25%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1324 GREGORY AVE, WILMETTE, IL 60091-3234
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010407307
Date	Apr 14, 2021
Instrument	2110407307

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$102,698 Land $27,788 Building $74,910	$1,026,980 Land $277,880 Building $749,100
2023	$16,039.00 (+5.81%)
2022	$15,158.00 Homeowner's exemption	$73,999 Land $23,512 Building $50,487	$739,990 Land $235,120 Building $504,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1324 Gregory Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1324 Gregory Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, T-Mobile.

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