Horry County property record for 1324 Gibson Ave, Surfside Beach, SC 29575
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,273 sqft · built 1985 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,753 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Aug 2025 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 459-08-04-0016 |
| Primary APN | 459-08-04-0016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,273 sqft Living Area |
| 1st Floor Area | 2,357 sqft |
| Attic | Attic |
| Attic Area | 1 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.37 acres) |
| Pool Area | 512 sqft |
|---|---|
| Deck Area | 308 sqft |
| Shed | 1 Shed |
| Shed Area | 572 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1324 GIBSON AVE |
|---|---|
| City | SURFSIDE BEACH |
| State | SC |
| Zip | 29575-5310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEERFIELD PLANTATION; LT 120 |
| Legal Subdivision | DEERFIELD PLANTATION |
| Legal Lot Number | 120 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 51403 |
1324 Gibson Ave is owned and occupied by two individuals who acquired it in August 2025.
Source: Horry County records, as of February 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1324 GIBSON AVE, MYRTLE BEACH, SC 29575-5310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK |
| Aug 29, 2025 | Warranty Deed, Transfer |
| May 20, 2024 | Warranty Deed, Transfer |
| Jul 17, 2019 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MTG |
| May 7, 2019 | Deed of Trust, Mortgage SOUTH ST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2025 |
| Deed Sale | Aug 29, 2025 |
| Prior Sale | May 20, 2024 · Amount on File |
| Deed Document Number | 202595335 |
| Deed Book / Page | 4985 / 754 |
| Prior Transfer Date | Jul 15, 2013 |
| Prior Transfer Doc | 3671/0070 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 1324 GIBSON AVE, MYRTLE BEACH, SC 29575-5310 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1324 GIBSON AVE, MYRTLE BEACH, SC 29575-5310 |
| Document Number | 66770000003274 |
|---|---|
| Date | May 22, 2023 |
| Book Page | 0000006677/0000003274 |
| Name | FIRST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 1, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Aug 29, 2025 |
| Property Address | 1324 GIBSON AVE, MYRTLE BEACH, SC 29575-5310 |
| Document Number | 0049850754 |
| Book / Page | 4985 / 754 |
| Instrument Date | Aug 27, 2025 |
| Instrument | 2025000095335 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1324 GIBSON AVE, SURFSIDE BEACH, SC 29575-5310 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | May 20, 2024 |
| Property Address | 1324 GIBSON AVE, MYRTLE BEACH, SC 29575-5310 |
| Document Number | 0048111466 |
| Book / Page | 4811 / 1466 |
| Instrument Date | May 20, 2024 |
| Instrument | 2024000054790 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $17.39 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1324 GIBSON AVE, SURFSIDE BEACH, SC 29575-5310 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Jul 17, 2019 |
| Property Address | 1324 GIBSON AVE, SURFSIDE BEACH, SC 29575-5310 |
| Document Number | 4225/0925 |
| Book / Page | 004225 / 000925 |
| Instrument Date | Jul 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $899.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1324 GIBSON AVE SURFSIDE BEACH SC 295755310, SURFSIDE BEACH, SC 29575-5310 |
| Document Number | 6109/3205 |
|---|---|
| Date | Jul 17, 2019 |
| Book Page | 006109/003205 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 16, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 1324 GIBSON AVE, SURFSIDE BEACH, SC 29575-5310 |
| Document Number | 6089/2555 |
| Instrument Date | May 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1324 GIBSON AVE SURFSIDE BEACH SC 295755310, SURFSIDE BEACH, SC 29575-5310 |
| Document Number | 6089/2555 |
|---|---|
| Date | May 13, 2019 |
| Book Page | 006089/002555 |
| Name | SOUTH ST BK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | May 12, 2029 |
The 2025 property tax bill for 1324 Gibson Ave was $5,753.
Source: Horry County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,753.00 | ||
| 2024 | $16,700 (+73.15%) Land $5,040 Building $11,660 | $417,501 (+73.14%) Land $125,993 Building $291,508 | |
| 2023 | $9,645 Land $1,685 Building $7,960 | $241,130 Land $42,130 Building $199,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1324 Gibson Ave in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 176 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 176 in force |
| Nearby Flood Claims | 17 (1992–2019) |
| Claims Outside the SFHA | 17 of 17 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1324 Gibson Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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