1324 Gap Rd, Altamont, TN 37301 Property Records

Grundy County property record for 1324 Gap Rd, Altamont, TN 37301

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,604 sqft · built 1966
Lot Size	8.67 acres (377,665 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Nov 2023)
Tax Bill	$1,215 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Dec 2022 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031029 00977`

Property Details

APN / Parcel Number

Primary APN	`031029 00977`
Alternative APN	`029 00977`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,604 sqft Living Area
1st Floor Area	2,604 sqft
Basement Area	2,604 sqft
Unfinished Basement	2,604 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1989
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	377,665 sqft (8.67 acres)

Exterior Amenities

Porch	Slab
Porch Area	348 sqft
Deck Area	260 sqft
Shed	1 Shed
Shed Area	2,632 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1324 GAP RD
City	ALTAMONT
State	TN
Zip	37301-4000
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	GRUNDY TN
Township / Civil Division	1
Census Block Group	2
Census Block	2048
Census Tract	955000

Owner

1324 Gap Rd is owned by two individuals who bought it in November 2023.

Source: Grundy County records, as of January 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1234 GAP RD, ALTAMONT, TN 37301
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Special Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Dec 15, 2022	Special Warranty Deed, Foreclosure
Jul 7, 2022	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2023 · Amount on File
Deed Sale	Nov 21, 2023 · Amount on File
Prior Sale	Mar 1, 2019 · Amount on File
Deed Document Number	2023107635
Deed Book / Page	1155 / 761
Record Updated	Jun 8, 2026

November 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRUNDY TN
Recording Date	Nov 21, 2023
Property Address	1324 GAP RD, ALTAMONT, TN 37301-4000
Document Number	001155/761
Book / Page	1155 / 761
Instrument Date	Nov 16, 2023
Instrument	107635
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	WOODEN TITLE AND ESCROW, WOODLAND TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,073.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	861 MCARTHUR STREET #100 # 100, 100, BRENTWOOD, TN 37027

Mortgage

Document Number	0000107636
Date	Nov 21, 2023
Instrument	107636

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2038

December 2022: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	GRUNDY TN
Recording Date	Dec 15, 2022
Property Address	1324 GAP RD, ALTAMONT, TN 37301-4000
Document Number	01151/1695
Book / Page	1151 / 1695
Instrument Date	Nov 15, 2022
Instrument	105009
Transaction Type	Foreclosure
Record Updated	Dec 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3043 TOWNSGATE RD # 200, 200, WESTLAKE VILLAGE, CA 91361-3027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 N CLASSEN BLVD STE 3200, 3200, OKLAHOMA CITY, OK 73106-6034
Investor	Possibly a Property Investor

July 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GRUNDY TN
Recording Date	Jul 7, 2022
Property Address	1324 GAP RD, ALTAMONT, TN 37301-4000
Document Number	01149/1729
Book / Page	1149 / 1729
Instrument Date	May 3, 2018
Instrument	103555
Transaction Type	Foreclosure
Record Updated	Sep 1, 2022

Transaction

Amount	Amount on Record
Tax	$1,192.88
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6101 CONDOR DR # 200, 200, MOORPARK, CA 93021-2602

Tax Assessment & Valuation

The 2025 property tax bill for 1324 Gap Rd was $1,215.

Source: Grundy County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Grundy County
Unified School District	Grundy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,215.00	$85,175 (-) Land $8,125 Building $77,050
2024	$1,215.00	$85,175 (-) Land $8,125 Building $77,050
2023	$1,215.00 (+8.29%)	$85,175 (+68%) Land $8,125 Building $77,050
2022	$1,122.00	$50,700 Land $5,325 Building $45,375	$202,800 Land $21,300 Building $181,500
2020			$340,700 Land $32,500 Building $308,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1324 Gap Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1324 Gap Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 78% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG CREEK UTILITY DISTRICT serves 9,185 people · EPA ID TN0000122
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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