1324 Franklin Rd, Moscow, ID 83843 Property Records

Latah County property record for 1324 Franklin Rd, Moscow, ID 83843

Property Summary

Property Type	Single Family Home
Lot Size	0.541 acres (23,586 sqft)
Owner	Trust Name on File
Last Sale	$856,964 (Jun 2022)
Tax Bill	$6,053 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2020 Line of Credit + 3 more
APN	`RPM08250010130`

Property Details

APN / Parcel Number

Primary APN	`RPM08250010130`
Alternative APN	`RPM00000056195T`

Exterior

Lot Area	23,586 sqft (0.541 acres)

Location & Zoning

Street Address	1324 FRANKLIN RD
City	MOSCOW
State	ID
Zip	83843-8208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	QUAIL RUN ADDITION BLK 1 LOT 13 5 39 5
Legal Subdivision	QUAIL RUN ADDITION
Legal Block	1
Legal Lot Number	13
Jurisdiction	LATAH ID
Township / Civil Division	MOSCOW
Census Block Group	1
Census Block	1005
Census Tract	5101

Owner

1324 Franklin Rd is owner-occupied and held in a trust since June 2022.

Source: Latah County records, as of March 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	1324 FRANKLIN RD, MOSCOW, ID 83843-8208
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jun 8, 2020	Deed of Trust, Mortgage · Line of Credit MOUNTAIN WEST BANK
Jun 15, 2022	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
May 26, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN WEST BANK NA
Jul 10, 2017	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2022 · Amount on File
Deed Sale	Jun 15, 2022 · Amount on File
Prior Sale	May 26, 2020 · Amount on File
Deed Document Number	2022624001
Prior Transfer Date	May 18, 2020
Prior Transfer Doc	0000605794
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LATAH ID
Property Address	1324 FRANKLIN RD, MOSCOW, ID 83843-8208
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 FRANKLIN RD, MOSCOW, ID 83843-8208

Mortgage

Document Number	0000644701
Date	Mar 20, 2026
Instrument	644701

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Apr 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LATAH ID
Property Address	1324 FRANKLIN RD, MOSCOW, ID 83843-8208
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	LAKE COUNTY TITLE COMPANY, LATAH COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000606119
Date	Jun 8, 2020
Instrument	606119

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	SPOKANE, WA 99208

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LATAH ID
Recording Date	Jun 15, 2022
Property Address	1324 FRANKLIN RD, MOSCOW, ID 83843-8208
Document Number	0000624001
Instrument Date	Jun 7, 2022
Instrument	624001
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	LAKE COUNTY TITLE COMPANY, LATAH COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1324 FRANKLIN RD, MOSCOW, ID 83843-8208

Mortgage

Document Number	0000624002
Date	Jun 15, 2022
Instrument	624002

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jul 1, 2027
Change Frequency	5 Years
Min Rate At Change	4%
Max Rate At Change	8%
Index	5-Year CMT
Margin	2
Max Rate	11%

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LATAH ID
Recording Date	May 26, 2020
Property Address	1324 FRANKLIN RD, MOSCOW, ID 83843-8208
Document Number	0000605794
Instrument Date	May 18, 2020
Instrument	605794
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	UNKNOWN, MOSCOW TITLE INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 FRANKLIN RD, MOSCOW, ID 83843-8208

Mortgage

Document Number	0000605795
Date	May 26, 2020
Instrument	605795

Lender

Name	MOUNTAIN WEST BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LATAH ID
Recording Date	Jul 10, 2017
Property Address	1324 FRANKLIN RD, MOSCOW, ID 83843-8208
Document Number	0000586638
Instrument Date	Jul 7, 2017
Instrument	586638
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	LAKE COUNTY TITLE COMPANY, LATAH COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 FRANKLIN RD, MOSCOW, ID 83843-8208

Mortgage

Document Number	0000586639
Date	Jul 10, 2017
Instrument	586639

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1324 Franklin Rd was $6,053 with a homeowner's exemption.

Source: Latah County assessment roll, as of December 11, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Latah County
Municipality	Moscow City
Unified School District	Moscow School District 281 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,053.00 Homeowner's exemption	$717,704 Land $79,100 Building $638,604	$717,704 Land $79,100 Building $638,604
2023	$5,415.00 Homeowner's exemption	$686,590 Land $79,100 Building $607,490	$686,590 Land $79,100 Building $607,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1324 Franklin Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1324 Franklin Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOSCOW WATER DEPT serves 26,000 people · EPA ID ID2290023
Water Source	Groundwater
Last State Inspection	Apr 2022
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Airbridge Broadband Fixed Wireless · not low latency	300 / 300

May also be available: T-Mobile.

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