1324 E Providence Ave, Spokane, WA 99207 Property Records

Spokane County property record for 1324 E Providence Ave, Spokane, WA 99207

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,680 sqft · built 1938
Lot Size0.117 acres (5,100 sqft)
Owner2 Individual Names on Record
Last Sale$129,900 (Apr 2016)
Tax Bill$3,072 (2026)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN35054.0902

Property Details

APN / Parcel Number

Primary APN35054.0902

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,680 sqft Living Area
1st Floor Area840 sqft
Basement Area840 sqft
Finished Basement840 sqft

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 2015
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,100 sqft (0.117 acres)
Lot Dimensions102 ft deep x 50 ft wide
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Concrete/Masonry Porch
Porch Area140 sqft
Deck AreaDeck Area
Patio Area140 sqft
Canopy140 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1324 E PROVIDENCE AVE
CitySPOKANE
StateWA
Zip99207-2983
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionLIDGERWOOD PK L2 B96
Legal Range43E
Legal Township25N
Legal Section05
Legal SubdivisionLIDGERWOOD PK
Legal Block96
Legal Lot Number2
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group5
Census Block5044
Census Tract1500

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1324 E PROVIDENCE AVE, SPOKANE, WA 99207-2983
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 12, 2016 · Amount on Record
Deed SaleApr 12, 2016 · Amount on Record
Prior SaleMay 12, 2008 · Amount on Record
Deed Document Number20166487376
Prior Transfer DateJul 21, 2009
Prior Transfer Doc0005818809
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address1324 E PROVIDENCE AVE, SPOKANE, WA 99207-2983
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006953011
DateAug 7, 2020
Instrument6953011
Lender
NameWASHINGTON TRUST BANK
TypeBank
AddressSPOKANE, WA 99201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,072.00 (+3.85%)$283,200 (-2.81%) Land $90,000 Building $193,200$283,200 (-2.81%) Land $90,000 Building $193,200
2025$2,958.00 (+3.68%)
2024$291,400 (+38.56%) Land $65,000 Building $226,400$291,400 (+38.56%) Land $65,000 Building $226,400
2023$2,853.00 (+15.83%)$210,300 Land $42,000 Building $168,300$210,300 Land $42,000 Building $168,300
2022$2,463.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 783 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Wind Wireless
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
Intermax Networks
Fixed Wireless
100 / 20

May also be available: TDS Telecom.

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