1324 E McCarty St, Jefferson City, MO 65101 Property Records

Cole County property record for 1324 E McCarty St, Jefferson City, MO 65101

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,276 sqft · built 1932
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$116,475 (Dec 2023)
Tax Bill	$1,094 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-17-0001-006-021`

Property Details

APN / Parcel Number

Primary APN	`11-04-17-0001-006-021`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 2017
Architectural Style	Historical
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	159 ft deep x 49 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1324 E MCCARTY ST
City	JEFFERSON CITY
State	MO
Zip	65101-4831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C1
Legal Description	BERNSKOETTER OL62; LOT 6 EXCEPT S 10'
Legal Range	11W
Legal Township	44N
Legal Section	17
Legal Subdivision	BERNSKOETTER
Legal Lot Number	6
Jurisdiction	COLE MO
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3003
Census Tract	10300

Owner

1324 E McCarty St is owned and occupied by an individual who bought it in December 2023.

Source: Cole County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1324 E MCCARTY ST, JEFFERSON CITY, MO 65101-4831
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH MORTGAGE INC
Jul 2, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage HAWTHORNE BANK
Jul 2, 2020	Warranty Deed, Transfer · Stand-Alone Refinance HAWTHORNE BANK
Aug 25, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2023 · Amount on File
Deed Sale	Dec 11, 2023 · Amount on File
Prior Sale	Jul 2, 2020 · Amount on File
Deed Document Number	20239609
Deed Book / Page	755 / 315
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	1324 E MCCARTY ST, JEFFERSON CITY, MO 65101-4831
Transaction Type	Mortgage
Record Updated	Jan 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000755/316
Date	Dec 11, 2023
Book Page	755/316
Instrument	202309610

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	1324 E MCCARTY ST, JEFFERSON CITY, MO 65101-4831
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000712/52
Date	Jul 2, 2020
Book Page	712/52
Instrument	202006672

Lender

Name	HAWTHORNE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Jul 2, 2020
Property Address	1324 E MCCARTY ST, JEFFERSON CITY, MO 65101-4831
Document Number	712/51
Book / Page	712 / 51
Instrument Date	Jul 2, 2020
Instrument	202006671
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	722 CLIFF ST, JEFFERSON CITY, MO 65101-1512

Mortgage

Document Number	712/52
Date	Jul 2, 2020
Book Page	712/52
Instrument	202006672

Lender

Name	HAWTHORNE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Aug 25, 2017
Property Address	1324 E MCCARTY ST, JEFFERSON CITY, MO 65101-4831
Document Number	679/743
Book / Page	679 / 743
Instrument Date	Aug 18, 2017
Instrument	201708279
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 E MCCARTY ST, JEFFERSON CITY, MO 65101-4831

Tax Assessment & Valuation

The 2025 property tax bill for 1324 E McCarty St was $1,094.

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Municipality	Jefferson City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,300 (+5.05%) Land $1,400 Building $16,900
2025	$1,094.00	$17,420 Land $1,330 Building $16,090	$96,300 Land $7,400 Building $88,900
2023		$17,420 Land $1,330 Building $16,090	$91,700 Land $7,000 Building $84,700
2022	$987.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1324 E McCarty St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective November 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1985–2020)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Jul 2020 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1324 E McCarty St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN JEFFERSON CITY DISTRICT private · serves 30,075 people · EPA ID MO3010409
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber, Fixed Wireless in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: AT&T, Socket Telecom, Wisper ISP.

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