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1324 E Douglas Ave, Des Moines, IA 50316 Property Records

Polk County property record for 1324 E Douglas Ave, Des Moines, IA 50316

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 864 sqft · built 1952
Lot Size0.154 acres (6,750 sqft)
OwnerIndividual Name on File
Last Sale$64,000 (Jul 2020)
Tax Bill$1,942 (2024)
Deeds & MortgagesJul 2020 Sale & Mortgage
May 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN7924-23-477-038

Property Details

APN / Parcel Number

Primary APN7924-23-477-038
Alternative APN
  • 110/01610-000-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area864 sqft Living Area
Gross Area1,728 sqft
1st Floor Area864 sqft
Basement Area864 sqft

Exterior

Year BuiltBuilt 1952
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeWood Frame
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,750 sqft (0.154 acres)
Lot Dimensions135 ft deep x 50 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address1324 E DOUGLAS AVE
CityDES MOINES
StateIA
Zip50316-1032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 COLEEN PLACE
Legal Range24W
Legal Township79N
Legal Section23
Legal SubdivisionCOLEEN PLACE
Legal Lot Number8
JurisdictionPOLK IA
Township / Civil DivisionLEE
Census Block Group5
Census Block5004
Census Tract400

Owner

1324 E Douglas Ave is owned and occupied by an individual who bought it in July 2020.

Source: Polk County records, as of October 15, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1324 E DOUGLAS AVE, DES MOINES, IA 50316-1032
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2020Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
May 5, 2017Loan Modification, Mortgage · Conventional Mortgage
TERRILL M BANER MD PSP/TR (CT)

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2020 · Amount on File
Deed SaleJul 28, 2020 · Amount on File
Prior SaleOct 21, 2011
Deed Document Number2020-00010407
Deed Book / Page17971 / 781
Record UpdatedJun 7, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateJul 28, 2020
Property Address1324 E DOUGLAS AVE, DES MOINES, IA 50316-1032
Document Number0000010407
Book / Page17971 / 781
Instrument DateJul 20, 2020
Instrument2020-00010407
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$101.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number0000010410
DateJul 28, 2020
Instrument2020-00010410
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2035

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK IA
Property Address1324 E DOUGLAS AVE, DES MOINES, IA 50316-1032
Document Number0000046334
Book / Page016747 / 000077
Instrument DateMay 5, 2017
Transaction TypeMortgage
Record UpdatedDec 12, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1324 E DOUGLAS AVE DES MOINES IA 503161032, DES MOINES, IA 50316-1032

Mortgage

Document Number0000046334
DateDec 5, 2017
Book Page016747/000077
Instrument46334
Lender
NameTERRILL M BANER MD PSP/TR (CT)
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueDec 4, 2022
Interest
Rate7.75%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$121,500 Land $27,600 Building $93,900$121,500 Land $27,600 Building $93,900
2024$1,942.00
2023$107,000 Land $23,900 Building $83,100$107,000 Land $23,900 Building $83,100
2020$1,882.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1324 E Douglas Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AO, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims36 (1990–2024)
Claims Outside the SFHA5 of 36
Most Recent ClaimMay 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2024 · 10 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 6 claims
  • Severe Storms, Flooding, And Tornadoes, Aug 2010 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1324 E Douglas Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable		2,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75

May also be available: CenturyLink, T-Mobile.

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