1324 E Carpenter Dr, Palatine, IL 60074 Property Records

Cook County property record for 1324 E Carpenter Dr, Palatine, IL 60074

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,478 sqft · built 1973
Lot Size	0.209 acres (9,083 sqft)
Owner	Trust Name on Record
Last Sale	$570,000 (Dec 2009)
Tax Bill	$11,427 (2023)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-12-406-018`

Property Details

APN / Parcel Number

Primary APN	`02-12-406-018`
Alternative APN	`02-12-406-018-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,478 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,083 sqft (0.209 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1324 E CARPENTER DR
City	PALATINE
State	IL
Zip	60074-7229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	10E
Legal Township	42N
Legal Section	12
Legal Subdivision	VIRGINIA LAKES 02
Legal Lot Number	146
Jurisdiction	COOK IL
Township / Civil Division	PALATINE
Census Block Group	3
Census Block	3000
Census Tract	803605

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	1324 E CARPENTER DR, PALATINE, IL 60074-7229
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Personal Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2009 · Amount on Record
Deed Sale	Dec 30, 2009 · Amount on Record
Prior Sale	Dec 20, 2001 · Amount on Record
Deed Document Number	200917002
Last Transfer Date	Oct 13, 2016
Transfer Doc	0000055000
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1324 E CARPENTER DR, PALATINE, IL 60074-7229
Document Number	2035233074
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1324 E CARPENTER DR PALATINE IL 600747229, PALATINE, IL 60074-7229

Mortgage

Document Number	2035233074
Date	Dec 17, 2020
Instrument	35233074

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Dec 16, 2040

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palatine Township
Municipality	Palatine Village
Elementary School District	Palatine Community Consolidated School District 15 (PK - 08)
Secondary School District	Township High School District 211 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,118 (+24.35%) Land $7,266 Building $44,852	$521,180 (+24.35%) Land $72,660 Building $448,520
2023	$11,427.00 (+3.66%)
2022	$11,024.00 Homeowner's exemption	$41,913 Land $6,131 Building $35,782	$419,130 Land $61,310 Building $357,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1987–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALATINE serves 70,875 people · EPA ID IL0312340
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Feb 2026
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Verizon.

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