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1324 E 320 S, Payson, UT 84651 Property Records

Utah County property record for 1324 E 320 S, Payson, UT 84651

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.25 ba · 2,540 sqft · built 2025
Lot Size0.251 acres (10,915 sqft)
Owner2 Individual Names on Record
Last Sale$686,280 (Sep 2025)
Tax Bill$1,863 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Mar 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN50-135-0011

Property Details

APN / Parcel Number

Primary APN50-135-0011

Interior

Bedrooms4 Beds
Full Baths2.25 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,540 sqft Living Area
Gross Area3,345 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Roof TypeGable
Roof MaterialOther
Lot Area10,915 sqft (0.251 acres)
Garage TypeAttached
Garage Area805 sqft
Parking Spaces3 Parking Spaces
PorchRaised Porch
Porch Area111 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1324 E 320 S
CityPAYSON
StateUT
Zip84651-5648
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11, QUAIL MOUNTAIN FINAL PLAT SUB AREA 0.251 AC.
Legal SubdivisionQUAIL MOUNTAIN FINAL PLAT SUB
Legal Block1
Legal Lot Number11
JurisdictionUTAH UT
Township / Civil DivisionSPANISH FORK-PAYSON
Census Block Group1
Census Block1029
Census Tract10407

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1324 E 320 S, PAYSON, UT 84651-5648
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Mar 14, 2024Warranty Deed, Transfer · Conventional Mortgage
MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 5, 2025 · Amount on Record
Deed SaleSep 5, 2025 · Amount on Record
Prior SaleSep 16, 2024 · Amount on Record
Deed Document Number202567817
Prior Transfer DateSep 13, 2024
Prior Transfer Doc0000063337
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUTAH UT
Property Address1324 E 320 S, PAYSON, UT 84651-5648
Transaction TypeMortgage
Record UpdatedMar 6, 2026
Title CompanyINWEST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1324 E 320 S, PAYSON, UT 84651-5648

Mortgage

Document Number0000016490
DateFeb 27, 2026
Instrument16490:2026
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUTAH UT
Recording DateMar 14, 2024
Property Address1324 E 320 S, PAYSON, UT 84651-5648
Document Number0000016386
Instrument DateMar 14, 2024
Instrument16386:2024
Transaction TypeTransfer
Record UpdatedMar 20, 2024
Title CompanySTEWART TITLE-OMAHA, STEWART TITLE OF UTAH

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1473 W 1970 N, PROVO, UT 84604-1154

Mortgage

Document Number0000016387
DateMar 14, 2024
Instrument16387:2024
Lender
NameMOUNTAIN AMERICA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term85 Months
DueApr 1, 2031

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateUtah
CountyUtah County
MunicipalityPayson City
Unified School DistrictNebo School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$315,755 (+68.58%)$574,100 (+206.51%) Land $196,600 Building $377,500
2025$1,863.00 (+0.05%)$187,300 (+15.98%) Land $187,300$187,300 (+15.98%) Land $187,300
2024$1,862.00 (+17.7%)
2023$1,582.00$161,500$161,500 Land $161,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 74% of Utah
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAYSON CITY WATER SYSTEM
serves 19,000 people · EPA ID UTAH25021
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency
Fiber		10,000 / 10,000
SenaWave
Fiber		2,500 / 2,500
Xfinity
Cable		2,000 / 250
Beehive Broadband
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Rise Broadband, T-Mobile, Utah Broadband.

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