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1324 Downing St, Liberty, MO 64068 Property Records

Clay County property record for 1324 Downing St, Liberty, MO 64068

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,422 sqft · built 1978
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$239,100 (Nov 2018)
Tax Bill$3,324 (2025)
Deeds & MortgagesNov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN14-612-00-03-011.00

Property Details

APN / Parcel Number

Primary APN14-612-00-03-011.00
Alternative APNs
  • 1461200030110001
  • 304318

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,422 sqft Living Area
Gross Area2,801 sqft
1st Floor Area1,422 sqft
Basement Area699 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions123 ft deep x 110 ft wide
Garage TypeAttached
Garage Area650 sqft
Parking Spaces2 Parking Spaces
PorchCovered Wood Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1324 DOWNING ST
CityLIBERTY
StateMO
Zip64068-3032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCANTERBURY 3RD PLAT LT 18 BLK 8
Legal Range32W
Legal Township51N
Legal Section13
Legal SubdivisionCANTERBURY 03
Legal Block8
Legal Lot Number18
JurisdictionCLAY MO
Township / Civil DivisionLIBERTY
Census Block Group1
Census Block1012
Census Tract22302

Owner

1324 Downing St is owned by two individuals who bought it in November 2018.

Source: Clay County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address1234 DOWNING ST, LIBERTY, MO 64068-3030
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2018 · Amount on File
Deed SaleNov 30, 2018 · Amount on File
Prior SaleJun 16, 2015 · Amount on File
Deed Document Number201838395
Deed Book / Page8326 / 159
Record UpdatedOct 29, 2026

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateNov 30, 2018
Property Address1324 DOWNING ST, LIBERTY, MO 64068-3032
Document Number0000038395
Book / Page008326 / 000159
Instrument DateNov 29, 2018
Instrument38395
Transaction TypeTransfer
Record UpdatedDec 11, 2018
Title CompanySECURITY FIRST TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1324 DOWNING ST LIBERTY MO 640683032, LIBERTY, MO 64068-3032

Mortgage

Document Number38448
DateNov 30, 2018
Book Page008327/000051
Instrument38448
Lender
NameFIRST ST BK/ST CHARLES
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
AmountAmount on Record
Term360 Months
DueNov 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1324 Downing St was $3,324.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalityLiberty City
Unified School DistrictLiberty 53 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,324.00$46,270$243,526
2023$3,148.00$40,260$211,894
2019$2,451.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1324 Downing St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims67 (1979–2017)
Claims Outside the SFHA34 of 67
Most Recent ClaimAug 2017 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims
  • Severe Storms, Flooding And Tornadoes, Oct 1998 · 7 claims
  • Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1324 Downing St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY PWS
serves 30,800 people · EPA ID MO1010466
Water SourceGroundwater
Last State InspectionOct 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Wisper ISP.

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