1324 Conrad Dr, Winona, MN 55987 Property Records

Winona County property record for 1324 Conrad Dr, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,232 sqft · built 1970
Lot Size	0.413 acres (17,990 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,784 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2020 Mortgage
APN	`32.585.0860`

Property Details

APN / Parcel Number

Primary APN	`32.585.0860`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,990 sqft (0.413 acres)
Lot Dimensions	20 ft deep x 9 ft wide
Garage Area	580 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	115 sqft
Deck Area	140 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1324 CONRAD DR
City	WINONA
State	MN
Zip	55987-5446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-33 TWP-107 RANGE-007 WINCREST 2ND ADD LOT-004 BLOCK-005
Legal Range	007
Legal Township	107
Legal Section	33
Legal Subdivision	WINCREST 2ND ADD
Legal Block	5
Legal Lot Number	4
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	1
Census Block	1020
Census Tract	670302

Owner

1324 Conrad Dr is owned and occupied by two individuals.

Source: Winona County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1324 CONRAD DR, WINONA, MN 55987-5446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	1324 CONRAD DR, WINONA, MN 55987-5446
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 CONRAD DR, WINONA, MN 55987-5446

Mortgage

Document Number	000A662791
Date	Sep 19, 2025
Instrument	A662791

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	1324 CONRAD DR, WINONA, MN 55987-5446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	626695
Date	Aug 17, 2020
Instrument	626695

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1324 Conrad Dr was $2,784 with a homeowner's exemption.

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,784.00 Homeowner's exemption	$266,500 (+4.88%) Land $62,000 Building $204,500	$266,500 (+4.88%) Land $62,000 Building $204,500
2025		$254,100 Land $62,000 Building $192,100	$254,100 Land $62,000 Building $192,100
2023	$2,180.00 Homeowner's exemption	$238,000 Land $58,500 Building $179,500	$238,000 Land $58,500 Building $179,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1324 Conrad Dr; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1324 Conrad Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber · Cable	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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