Black Hawk County property record for 1324 Colorado St, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 959 sqft · built 1902 |
| Lot Size | 0.147 acres (6,400 sqft) |
| Owner | Company Name on File |
| Last Sale | $350,000 (Sep 2022) |
| Tax Bill | $1,332 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8912-30-128-001 |
| Primary APN | 8912-30-128-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 959 sqft Living Area |
| 1st Floor Area | 564 sqft |
| Basement Area | 564 sqft |
| Unfinished Basement | 564 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,400 sqft (0.147 acres) |
| Lot Dimensions | 50 ft deep x 128 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 116 sqft |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1324 COLORADO ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-4224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLSIDE ADDITION WATERLOO LOT 11 BLK 5 |
| Legal Range | 12W |
| Legal Township | 89N |
| Legal Section | 30 |
| Legal Subdivision | HILLSIDE ADDITION WATERLOO |
| Legal Block | 5 |
| Legal Lot Number | 11 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 1900 |
1324 Colorado St is owned by a company that bought it in September 2022.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2343 LOGAN AVE, WATERLOO, IA 50703-1009 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2022 · Amount on File |
| Deed Sale | Sep 10, 2022 · Amount on File |
| Deed Document Number | 20225524 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1324 COLORADO ST, WATERLOO, IA 50703-4224 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202200012743 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 202200012743 |
| Name | DENVER SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | DENVER, IA 50622 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 14, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1324 Colorado St was $1,332, up 31.4% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,332.00 (+31.36%) | $65,290 Land $5,700 Building $59,590 | $65,290 Land $5,700 Building $59,590 |
| 2024 | $1,014.00 | ||
| 2023 | $46,720 (+11.08%) Land $5,700 Building $41,020 | $46,720 Land $5,700 Building $41,020 | |
| 2022 | $924.00 | $42,060 Land $5,700 Building $36,360 | |
| 2021 | $42,060 Land $5,700 Building $36,360 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1324 Colorado St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1324 Colorado St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink, Waterloo Fiber.
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