1324 Cherry Laurel Cir, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 1324 Cherry Laurel Cir, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,208 sqft · built 2003
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,751 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`265489 065.03-2-36`

Property Details

APN / Parcel Number

Primary APN	`265489 065.03-2-36`
Alternative APNs	`54890650300002036000` `06503236`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,208 sqft Living Area
1st Floor Area	1,144 sqft
2nd Floor Area	1,064 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	143 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	48 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06503236
Street Address	1324 CHERRY LAUREL CIR
City	WEBSTER
State	NY
Zip	14580-9466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L7 TWP14 R4 SEC 4 MILL CREEK MEADOWS EAST L 36 313-33
Legal Block	2
Legal Lot Number	36.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	3
Census Block	3001
Census Tract	11302

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1324 CHERRY LAUREL CIR, WEBSTER, NY 14580-9466
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Deed of Trust, Mortgage · Line of Credit ESL FCU
Jan 26, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1324 CHERRY LAUREL CIR, WEBSTER, NY 14580-9466
Transaction Type	Mortgage
Record Updated	Oct 9, 2023
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001087
Date	Sep 15, 2023
Book Page	30434/670
Instrument	202309151087

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1324 CHERRY LAUREL CIR, WEBSTER, NY 14580-9466
Document Number	0000000648
Instrument Date	Jan 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 22, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 CHERRY LAUREL CIR WEBSTER NY 145809466, WEBSTER, NY 14580-9466

Mortgage

Document Number	0000000648
Date	Feb 19, 2019
Book Page	027928/000007
Instrument	648

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 18, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,751.00 (+6.53%) Homeowner's exemption
2025	$9,153.00 (+6.21%)	$203,200 (-) Land $29,700 Building $173,500	$423,300 (+20.84%) Land $61,870 Building $361,430
2023		$203,200 (-) Land $29,700 Building $173,500	$350,300 (+10.33%) Land $51,200 Building $299,100
2022		$203,200 Land $29,700 Building $173,500	$317,500 Land $46,406 Building $271,094
2021	$8,618.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–2004)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks, Verizon.

Nearby Properties on Cherry Laurel Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures