1324 Central Ave, Deerfield, IL 60015 Property Records

Lake County property record for 1324 Central Ave, Deerfield, IL 60015

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,080 sqft · built 1956
Lot Size0.212 acres (9,239 sqft)
OwnerIndividual Name on Record
Tax Bill$26,319 (2024)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN16-32-112-023

Property Details

APN / Parcel Number

Primary APN16-32-112-023

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area3,080 sqft Living Area
Gross Area4,306 sqft
1st Floor Area2,085 sqft
2nd Floor Area995 sqft
Upper Floors Area750 sqft
Basement Area650 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,239 sqft (0.212 acres)
Lot Dimensions120 ft deep x 77 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area180 sqft
Deck AreaDeck Area
Patio Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1324 CENTRAL AVE
CityDEERFIELD
StateIL
Zip60015-4030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEERFIELD PARK UNIT 2 LOT 41
Legal SubdivisionDEERFIELD PARK UNIT 2
Legal Lot Number41
Legal Unit2
JurisdictionLAKE IL
Township / Civil DivisionWEST DEERFIELD
Census Block Group2
Census Block2005
Census Tract864903

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1324 CENTRAL AVE, DEERFIELD, IL 60015-4030
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address1324 CENTRAL AVE, DEERFIELD, IL 60015-4030
Transaction TypeMortgage
Record UpdatedMar 3, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007738553
DateJan 13, 2021
Instrument7738553
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051
Interest
Rate3.62%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWest Deerfield Township
MunicipalityDeerfield Village
Elementary School DistrictDeerfield School District 109 (PK - 08)
Secondary School DistrictTownship High School District 113 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$309,457 (+9.88%) Land $52,270 Building $257,187$928,464 (+9.88%) Land $156,826 Building $771,638
2024$26,319.00 (+11%)
2023$12,533.00 (+6.05%)$281,626 (+103.55%) Land $47,847 Building $233,779$844,962 (+103.55%) Land $143,555 Building $701,407
2022$11,818.00$138,358 Land $51,392 Building $86,966$415,115 Land $154,191 Building $260,924

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1978–1982)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEERFIELD
serves 19,196 people · EPA ID IL0974340
Water SourcePurchased surface water from HIGHLAND PARK
Last State InspectionOct 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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