1324 Cedar St, Centralia, IL 62801 Property Records

Marion County property record for 1324 Cedar St, Centralia, IL 62801

Property Summary

Property Type	Single Family Home
Details	850 sqft · built 1958
Lot Size	0.11 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Sep 2018)
Tax Bill	$228 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Sep 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1400071225`

Property Details

APN / Parcel Number

Primary APN	`1400071225`

Interior

Building Area	850 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	5,000 sqft (0.11 acres)
Lot Dimensions	125 ft deep x 40 ft wide

Location & Zoning

Street Address	1324 CEDAR ST
City	CENTRALIA
State	IL
Zip	62801-5120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2ND HESTER HGTS 40FT X 125FT S 16FT LOT 13 & N 36FT LOT 14 BLK 4
Legal Subdivision	2ND HESTER HGTS
Legal Block	4
Legal Lot Number	13,14
Jurisdiction	MARION IL
Township / Civil Division	CENTRALIA
Census Block Group	2
Census Block	2045
Census Tract	952500

Owner

Source: Marion County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1324 CEDAR ST, CENTRALIA, IL 62801-5120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Deed of Trust, Mortgage · Closed-End Mortgage THE FIRST NATIONAL BANK OF OKAWVILLE
Sep 28, 2018	Warranty Deed, Transfer QUAD CITY TITLE, QUAD COUNTY TITLE
Sep 28, 2018	Warranty Deed, Transfer QUAD COUNTY TITLE
Sep 28, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Prior Sale	Sep 2, 2005 · Amount on Record
Deed Document Number	20184838
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	1324 CEDAR ST, CENTRALIA, IL 62801-5120
Transaction Type	Mortgage
Record Updated	Mar 26, 2024
Title Company	NEAR NORTH TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 CEDAR ST, CENTRALIA, IL 62801-5120

Mortgage

Document Number	2024R00846
Date	Mar 11, 2024
Instrument	2024R00846

Lender

Name	THE FIRST NATIONAL BANK OF OKAWVILLE
Type	Non-Lending Institution
Address	OKAWVILLE, IL 62271

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Sep 28, 2018
Property Address	1324 CEDAR ST, CENTRALIA, IL 62801-5120
Document Number	2018R04838
Instrument Date	Sep 25, 2018
Instrument	2018R04838
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	QUAD CITY TITLE, QUAD COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 CEDAR ST, CENTRALIA, IL 62801-5120

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Sep 28, 2018
Property Address	1324 CEDAR ST, CENTRALIA, IL 62801-5120
Document Number	2018R04838
Instrument Date	Sep 25, 2018
Instrument	2018R04838
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	QUAD COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 CEDAR ST, CENTRALIA, IL 62801-5120

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Sep 28, 2018
Property Address	1324 CEDAR ST, CENTRALIA, IL 62801-5120
Document Number	2018R04838
Instrument Date	Sep 25, 2018
Instrument	2018R04838
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	QUAD CITY TITLE, QUAD COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 CEDAR ST, CENTRALIA, IL 62801-5120

Mortgage

Document Number	2018R04839
Date	Sep 28, 2018
Instrument	2018R04839

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Centralia Township
Municipality	Centralia City
Elementary School District	Centralia School District 135 (PK - 08)
Secondary School District	Centralia High School District 200 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$228.00 (+293.1%)	$16,200 (+11.11%) Land $2,510 Building $13,690	$48,600 (+11.11%) Land $7,530 Building $41,070
2022	$58.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$14,580 Land $1,100 Building $13,480	$43,740 Land $3,300 Building $40,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA serves 12,182 people · EPA ID IL1214220
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GigFire.

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