Morgan County property record for 1324 Cedar Dr, Madison, GA 30650
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,267 sqft · built 2003 |
| Lot Size | 0.639 acres (27,878 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $35,000 (Dec 2002) |
| Tax Bill | $4,046 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 036D 013 |
| Primary APN | 036D 013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,267 sqft Heated Area |
| 1st Floor Area | 2,025 sqft |
| Basement Area | 95 sqft |
| Finished Basement | 95 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 27,878 sqft (0.639 acres) |
| Terrain | Rolling |
| Garage Area | 484 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 374 sqft |
| Deck Area | 420 sqft |
| Patio Area | 512 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3471 |
|---|---|
| Street Address | 1324 CEDAR DR |
| City | MADISON |
| State | GA |
| Zip | 30650-4262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | CEDAR LAKES EST LOT 1C |
| Legal Subdivision | CEDAR LAKE ESTATES |
| Legal Phase | 02 |
| Legal Block | C |
| Legal Lot Number | 1 |
| Jurisdiction | MORGAN GA |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 10302 |
1324 Cedar Dr is owned and occupied by two individuals who bought it in December 2002.
Source: Morgan County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1324 CEDAR DR, MADISON, GA 30650-4262 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATION STAR MORTGAGE |
| Jul 11, 2017 | Deed of Trust, Mortgage · FHA Mortgage ATIONSTAR MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2002 · Amount on File |
| Deed Sale | Dec 18, 2002 · Amount on File |
| Deed Document Number | 0000311749 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN GA |
| Property Address | 1324 CEDAR DR, MADISON, GA 30650-4262 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1324 CEDAR DR, MADISON, GA 30650-4262 |
| Document Number | 0000000676/0000000054 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 0000000676/0000000054 |
| Name | NATION STAR MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN GA |
| Property Address | 1324 CEDAR DR, MADISON, GA 30650-4262 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 593/501 |
|---|---|
| Date | Jul 11, 2017 |
| Book Page | 593/501 |
| Instrument | 002265 |
| Name | ATIONSTAR MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 1324 Cedar Dr was $4,046 with a homeowner's exemption.
Source: Morgan County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Morgan County |
| Municipality | Madison City |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,046.00 Homeowner's exemption | $157,542 Land $30,000 Building $127,542 | $393,856 Land $75,000 Building $318,856 |
| 2023 | $3,527.00 (+2.41%) Homeowner's exemption | $123,583 (+7.68%) Land $16,000 Building $107,583 | $308,958 (+7.68%) Land $40,000 Building $268,958 |
| 2022 | $3,444.00 Homeowner's exemption | $114,768 Land $12,000 Building $102,768 | $286,921 Land $30,000 Building $256,921 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1324 Cedar Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1324 Cedar Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON serves 6,427 people · EPA ID GA2110002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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