Kane County property record for 1324 Cape Cod Ln, Pingree Grove, IL 60140 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,801 sqft · built 2007 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $212,000 (Apr 2018) |
| Tax Bill | $7,325 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-29-315-004 |
| Primary APN | 02-29-315-004 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,801 sqft Living Area |
| Gross Area | 2,232 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 431 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | Central |
|---|
| Street Address | 1324 CAPE COD LN |
|---|---|
| City | PINGREE GROVE |
| State | IL |
| Zip | 60140-2025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAMBRIDGE LAKES UNIT 15 LT 4811 |
| Legal Subdivision | CAMBRIDGE LAKES |
| Legal Block | 2 |
| Legal Lot Number | 4811 |
| Legal Unit | 15 |
| Jurisdiction | KANE IL |
| Township / Civil Division | RUTLAND |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 850710 |
Source: Kane County records · APN 02-29-315-004
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1442 MILLBROOK DR, ALGONQUIN, IL 60102-2521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 15, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 13, 2018 | Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 13, 2018 · Amount on Record |
| Deed Sale | Apr 13, 2018 · Amount on Record |
| Prior Sale | Apr 19, 2007 · Amount on Record |
| Deed Document Number | 201816969 |
| Prior Transfer Date | Mar 14, 2011 |
| Prior Transfer Doc | 0000019376 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1324 CAPE COD LN, PINGREE GROVE, IL 60140-2025 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000053274 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 2020K053274 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Jul 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1324 CAPE COD LN, PINGREE GROVE, IL 60140-2025 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000048634 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 2019K048634 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Jun 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1324 CAPE COD LN, PINGREE GROVE, IL 60140-2025 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000065050 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 2021K065050 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Aug 01, 2048 |
| Rate | 2.62% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 13, 2018 |
| Property Address | 1324 CAPE COD LN, PINGREE GROVE, IL 60140-2025 |
| Document Number | 0000016969 |
| Instrument Date | Mar 26, 2018 |
| Instrument | 16969 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $318.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1442 MILLBROOK DR ALGONQUIN MCHENRY IL 60140, MCHENRY, IL 60140 |
| Document Number | 16970 |
|---|---|
| Date | Apr 13, 2018 |
| Instrument | 16970 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | LOMBARD, IL 60148 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Rutland Township |
| Municipality | Pingree Grove Village |
| Unified School District | Community Unit School District 300 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,325.00 (+14.38%) Homeowner's exemption | ||
| 2024 | $98,441 (+26.73%) Land $20,937 Building $77,504 | $295,441 (+26.78%) Land $62,836 Building $232,605 | |
| 2022 | $6,404.00 (+2.71%) Homeowner's exemption | $77,680 (+6.32%) Land $17,457 Building $60,223 | $233,040 (+6.32%) Land $52,371 Building $180,669 |
| 2021 | $6,235.00 Homeowner's exemption | $73,062 Land $16,419 Building $56,643 | $219,186 Land $49,257 Building $169,929 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898507102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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