1324 Calcutta Ln, Naperville, IL 60563 Property Records

DuPage County property record for 1324 Calcutta Ln, Naperville, IL 60563

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,944 sqft · built 1974
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Mar 2006)
Tax Bill	$1,188 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-406-034`

Property Details

APN / Parcel Number

Primary APN	`07-11-406-034`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,944 sqft Living Area
Gross Area	3,590 sqft
1st Floor Area	1,614 sqft
2nd Floor Area	1,330 sqft
Basement Area	646 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Frame
Lot Area	16,117 sqft (0.37 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	1324 CALCUTTA LN
City	NAPERVILLE
State	IL
Zip	60563-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LINDRICK COURT RESUBD
Legal Subdivision	LINDRICK COURT RESUBD
Legal Block	3
Legal Lot Number	18
Legal Unit	3
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	1
Census Block	1008
Census Tract	846405

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1324 CALCUTTA LN, NAPERVILLE, IL 60563-2213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Feb 16, 2024	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Dec 29, 2017	Deed of Trust, Mortgage · ARM BBMC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2006 · Amount on Record
Deed Sale	Mar 29, 2006 · Amount on Record
Prior Sale	Mar 29, 2006 · Amount on Record
Deed Document Number	200657409
Last Transfer Date	Jun 13, 2025
Transfer Doc	0000036480
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1324 CALCUTTA LN, NAPERVILLE, IL 60563-2213
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 CALCUTTA LN, NAPERVILLE, IL 60563-2213

Mortgage

Document Number	0000006061
Date	Jan 28, 2026
Instrument	R2026-006061

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate	5.62%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1324 CALCUTTA LN, NAPERVILLE, IL 60563-2213
Transaction Type	Mortgage
Record Updated	Mar 1, 2024
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 CALCUTTA LN, NAPERVILLE, IL 60563-2213

Mortgage

Document Number	0000008493
Date	Feb 16, 2024
Instrument	R2024-008493

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate	5.87%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1324 CALCUTTA LN, NAPERVILLE, IL 60563-2213
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000132623
Date	Dec 29, 2017
Instrument	R2017-132623

Lender

Name	BBMC MORTGAGE LLC
Type	Government Agency
Address	LOMBARD, IL 60148

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jan 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,188.00	$278,387 (+28.76%) Land $126,921 Building $151,466	$835,161 (+28.76%) Land $380,763 Building $454,398
2022	Homeowner's exemption Veteran's exemption	$216,200 Land $97,970 Building $118,230	$648,600 Land $293,910 Building $354,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1979–2010)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Aug 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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