1324 Bruce St, Chico, CA 95928 Property Records

Butte County property record for 1324 Bruce St, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 899 sqft · built 1947
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (Jan 2017)
Tax Bill	$1,933 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`005-411-001-000`

Property Details

APN / Parcel Number

Primary APN	`005-411-001-000`
Alternative APN	`005-411-001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	899 sqft Living Area
1st Floor Area	899 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1960
Architectural Style	Conventional
Construction Type	Wood
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Old Parcel Number	005-411-001
Street Address	1324 BRUCE ST
City	CHICO
State	CA
Zip	95928-6222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	1324 BRUCE ST
Legal Subdivision	BOUCHERS ADD 04
Legal Lot Number	8
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1015
Census Tract	1300

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1324 BRUCE ST, CHICO, CA 95928-6222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2017 · Amount on Record
Deed Sale	Jan 4, 2017 · Amount on Record
Prior Sale	Feb 26, 2001 · Amount on Record
Deed Document Number	2017275
Prior Transfer Date	Jan 31, 2007
Prior Transfer Doc	0000006124
Record Updated	Oct 29, 2026

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jan 4, 2017
Property Address	1324 BRUCE ST, CHICO, CA 95928-6222
Document Number	0000000275
Instrument Date	Jan 4, 2017
Instrument	275
Transaction Type	Transfer
Record Updated	Feb 1, 2017
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 BRUCE ST CHICO CA 959286222, CHICO, CA 95928-6222

Mortgage

Document Number	276,
Date	Jan 4, 2017
Instrument	276

Lender

Name	BANC HM LNS
Type	Bank
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,090 (+2%) Land $130,214 Building $37,876
2025	$1,933.00 (+8.53%)	$164,795 (+4.04%) Land $127,661 Building $37,134
2024			$227,430
2023	$1,781.00 (+1.66%)	$158,397 Land $122,704 Building $35,693
2022	$1,752.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2019)
Most Recent Claim	Apr 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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